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Used Car Loans in Etawah
Etawah's expanding infrastructure and growing population have increased the demand for personal vehicles. Opting for a second-hand car is a practical choice, offering affordability without compromising on quality. Used car loans in Etawah provide the financial assistance needed to buy a reliable pre-owned car without a hefty upfront payment. Shriram Finance offers flexible loan solutions with attractive interest rates and convenient repayment terms, ensuring a smooth borrowing experience. Whether you're a first-time buyer or upgrading your car, our financing options help make your purchase stress-free. Apply today to get started.
Used Car Loan Types in Etawah
Shriram Finance offers a variety of used car loan options in Etawah to cater to different customer needs. Choose the loan type that best suits your financial objectives.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Etawah
Competitive Interest Rates
High Financing Percentage
Regular Reminders
Flexible Repayment Tenures
Easy Online Application
Car Refinancing Options
Dedicated Customer Service
Customised Loan Solutions
Used Car Loan Interest Rates in Etawah
Shriram Finance provides used car loan interest rates in Etawah commencing at 10%* p.a., offering competitive financing solutions. Our interest rates are designed to facilitate easy repayment management, aligning well with your financial plan. Below is a detailed overview of the primary charges and fees associated with our used car loans:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Use our second-hand car loan EMI calculator to determine your potential monthly payments, enabling you to plan ahead.
How to Use the Used Car Loan EMI Calculator
To utilise the pre-owned car loan calculator, simply input your loan amount and tenure to receive an instant EMI estimate. This tool helps you compare repayment options to select the best fit for your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Etawah
Shriram Finance in Etawah allows you to leverage your car's value as collateral for refinancing, providing quick access to funds without selling your vehicle. This service offers cash availability for various financial needs while retaining use of your car. We offer refinancing plans featuring competitive interest rates and flexible repayment schedules. This option is available only for vehicles that are not currently under any loan obligations.
Eligibility and Documentation Criteria for Used Car Loans in Etawah
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Etawah
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Etawah
Shriram Finance is available in Etawah to assist customers with their second-hand car loan needs. You can use our branch locator to find the nearest branch for expert guidance.
Locate Us
Used Car Loan Customer Care in Etawah
Our Etawah-based customer service team is ready to assist with any pre-owned car loan queries. Contact us via phone or visit a branch for support.
Used Car Loan Status in Etawah
To check your used car loan status in Etawah, log into your Shriram Finance account and navigate to the 'Loan Status' section. Alternatively, you may contact customer service or visit a branch for assistance. Experience a streamlined and efficient used car loan process with Shriram Finance in Etawah.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Etawah?
Yes, we provide used car loans in Etawah with easy financing options for those looking to purchase a pre-owned vehicle.
What are the eligibility criteria for a used car loan in Etawah?
You are eligible for a used car loan if you are an Indian resident between 21* and 59* years old at the loan's completion. The required income level varies depending on the car's model, its age, and the length of your repayment plan.
What is the interest rate on a used car loan?
The interest rate for our used car loans starts at 10%* p.a., but the final rate is subject to your eligibility.
What documents are required for a used car loan in Etawah?
You will need to submit an application form, vehicle registration certificate, KYC documents, income proof, and bank statements. Requirements may vary depending on the loan profile.
What is the processing fee for a used car loan?
The processing fee for a used car loan with Shriram Finance can go up to 5%* of the loan amount.
What is the down payment required for a used car loan in Etawah?
We offer financing of up to 85%* of the car's value, requiring you to pay a 15%* down payment.
Can I apply for a used car loan online in Etawah?
Yes, you can apply for a used car loan online through the Shriram Finance website or Shriram One mobile app by following a few steps.
What is the maximum loan amount I can get for a used car in Etawah?
You can secure up to 85%* of the car's value as a loan, with a minimum loan amount starting from ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.