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Used Car Loans in Hajipur
Hajipur is a key industrial and transport hub in Bihar. This city has seen significant infrastructure growth in recent years. With increasing travel needs, owning a personal vehicle has become essential. While buying a new car can be costly, a pre-owned vehicle offers a more affordable alternative. With used car loans in Hajipur, you can finance a second-hand car without depleting your savings. Shriram Finance provides loan amounts starting from âı1 lakh* with repayment options of up to 48 months. The process is quick and hassle-free, requiring minimal paperwork. Whether for business or personal use, a used car offers mobility and convenience at a lower cost. Apply for a used car loan in Hajipur online through Shriram Finance or visit a branch to take the next step towards car ownership today!
Used Car Loan Types in Hajipur
Shriram Finance provides the following used car loan types in Hajipur to meet various customer needs. Select the most suitable loan type based on your financial goals.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Hajipur
Flexible Repayment Tenures
High Financing Percentage
Competitive Interest Rates
Regular Reminders
Customised Loan Solutions
Easy Online Application
Car Refinancing Options
Dedicated Customer Support
Used Car Loan Interest Rates in Hajipur
Shriram Finance offers used car loans in Hajipur at interest rates starting from 10%* p.a., making financing accessible. Our rates are designed to ensure easy repayment management, helping you own a second-hand car without financial stress. The table below provides details of interest rates and applicable charges:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Easily calculate your second-hand car loan EMIs with our simple and efficient second-hand car loan EMI calculator.
How to Use the Used Car Loan EMI Calculator
To estimate your pre-owned car loan EMIs, enter your preferred loan amount and tenure into the calculator. It will immediately generate your monthly repayment details, helping you make informed financial plans. This user-friendly tool gives you a clear view of repayment structures, allowing you to pick a loan plan that fits your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Hajipur
With Shriram Finance's car refinancing service, you can obtain funds while continuing to own your vehicle. This facility allows you to use your car's value as collateral without selling it. We offer competitive interest rates and flexible repayment terms to meet your financial needs. The service is available for vehicles that do not have an ongoing loan, offering enhanced financial flexibility.
Eligibility and Documentation Criteria for Used Car Loans in Hajipur
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Hajipur
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Hajipur
Shriram Finance offers its services in Hajipur, assisting customers with pre-owned car loans. You can use our branch locator tool to find the nearest branch for expert guidance.
Locate Us
Used Car Loan Customer Care in Hajipur
For any concerns regarding your used car loan in Hajipur, our customer service team is available to help. You can reach out via phone or visit one of our branches for in-person support. Please check the table below for our customer care contact information:
Used Car Loan Status in Hajipur
To monitor your used car loan status in Hajipur, log into your Shriram Finance account and visit the 'Loan Status' section. Enter your loan account or application number to view the latest updates. You can also contact our customer service team or visit a branch for assistance. We ensure that you stay updated throughout your loan journey.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Hajipur?
Yes, we offer used car loans in Hajipur with convenient financing options to help you purchase a pre-owned car.
What are the eligibility criteria for a used car loan in Hajipur?
To be eligible, you must be an Indian citizen, at least 21* years old, and not older than 59* years by the time the loan matures. Your income eligibility depends on factors such as the vehicle's model, age, and loan tenure.
What is the interest rate on a used car loan?
Our interest rates for used car loans begin at 10%* p.a., but the final rate is determined by multiple individual factors.
What documents are required for a used car loan in Hajipur?
The required documents include an application form, the vehicle's registration certificate, KYC documents, proof of income, and bank statements. Document requirements may vary based on your loan profile.
What is the processing fee for a used car loan?
The processing fee can go up to 5%* of the loan amount.
What is the down payment required for a used car loan in Hajipur?
We offer financing up to 85%* of the car's value, meaning you must contribute the remaining 15%* as a down payment.
Can I apply for a used car loan online in Hajipur?
Yes, you can apply online for a used car loan in Hajipur through the Shriram Finance website or the Shriram One mobile application.
What is the maximum loan amount I can get for a used car in Hajipur?
The loan amount can go up to 85%* of the vehicle's value, with a minimum loan amount of âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.