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Shriram Used Car Loans

Used Car Loan in Jaipur

Thinking of purchasing a second-hand car in Jaipur? A Used Car Loan in Jaipur from Shriram Finance can help you arrange funds without a heavy upfront payment. Whether for daily commutes, business needs, or family travel, this loan gives you the flexibility to own a car while managing your finances efficiently. Knowing the eligibility, required documents, and loan process in advance can make your application hassle-free. This guide covers all the key details to help you move forward confidently.

Used Car Loan Types in Jaipur

Shriram Finance provides multiple second-hand car loan choices in Jaipur, catering to various customer needs. Select a loan plan that aligns with your budget and requirements.

Loan Against Car (Car Refinancing)

Loan Against Car (Car Refinancing)

Get funds based on your car's value, provided no existing loan is active. This option helps you manage urgent financial needs without selling your car.
Pre-Owned Car Loan

Pre-Owned Car Loan

Avail up to 85%* of the car's value as a loan for buying a used vehicle.

Features and Benefits of Used Car Loan in Jaipur

The features and benefits of a Used car loan in Jaipur offered by Shriram Finance are designed to make it easier for customers to buy a used car without financial stress.
Competitive Interest Rates

Competitive Interest Rates

Interest rates start from 10%* p.a., ensuring affordability.
Flexible Repayment Tenures

Flexible Repayment Tenures

Repay your loan over a tenure of up to 48 months at your convenience.
High Financing Percentage

High Financing Percentage

Get up to 85%* of the car's value, reducing the need for a large down payment.
Regular Reminders

Regular Reminders

Receive timely updates and reminders to stay on track with payments.
Car Refinancing Options

Car Refinancing Options

Secure extra funds using your car's value, provided there is no ongoing loan. This is different from a balance transfer.
Dedicated Customer Service

Dedicated Customer Service

A trained support team is available to assist you at every step and address any queries.
Customised Loan Solutions

Customised Loan Solutions

Get loan options tailored to your financial situation for easy repayment.
Easy Online Application

Easy Online Application

A quick and simple online process lets you apply with ease.

Used Car Loan Interest Rates in Jaipur

Shriram Finance provides a used car loan in Jaipur with interest rates starting from 10%* p.a., making it a cost-effective solution for purchasing a pre-owned vehicle. These competitive rates ensure that your repayment stays manageable, allowing you to buy a car without financial stress. Below is a detailed overview of the key charges and fees:

Type of Fees Applicable Charges
Interest RateStarting from 10%* p.a.
Processing Feesup to 5%*
Foreclosure Chargesup to 4%*
Loan Tenureup to 48 months

With the second-hand car loan EMI calculator, you can quickly find out your estimated EMIs and interest rate. This tool helps you plan your loan repayments in advance, making it easier to choose a loan that aligns with your budget and financial goals.

How to Use the Used Car Loan EMI Calculator

The pre-owned car loan calculator is an easy-to-use tool that helps you plan your loan repayments. Simply input your loan amount and preferred tenure to get an instant EMI estimate. This allows you to check how different loan terms affect your EMI, ensuring that you choose an option that suits your financial situation.

STEP 01

Required Loan Amount

â‚ı

STEP 02

Interest Rate

%

Min 10%

Max 42%

STEP 03

Loan Tenure
months

Min 18 months

Max 48 months

Loan Summary

loangraph

Loan

Loan Amount

â‚ı 1,00,000

Interest Payable

â‚ı 8,103

Monthly EMI

â‚ı 6,006

Car Refinancing in Jaipur

With car refinancing options in Jaipur from Shriram Finance, you can access additional funds by leveraging your car's value without selling it. This service helps you secure financial support while still keeping your vehicle. We provide competitive interest rates and flexible repayment terms, making repayment manageable. However, this facility is available only if your car is free of existing loans, making it a suitable option for those needing urgent funds.

Eligibility and Documentation Criteria for Used Car Loan in Jaipur

To check used car loan eligibility online, prospective borrowers need to fulfil these standards. These documents may vary based on the applicant's profile and the loan amount.

  • Individual IconEligibility Criteria:
    • Income: Requirements vary based on the vehicle model, age, and repayment tenure.
    • Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
    • Residency: All Indian residents.
  • Individual IconRequired Documents:
      To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
    • Income Proof: Salary slips for salaried individuals, and income tax returns (ITR) for self-employed.
    • Bank Statements: Recent bank statements may be required.
    • KYC Documents: Proof of identity and address.
    • Vehicle Documents: Registration certificate and insurance details of the used car.

Step-by-Step Application Process for Used Car Loan in Jaipur

To apply for a used car loan, follow the steps below:

How To Apply
  • Step 1

    Visit the Shriram Finance website and register using your mobile number.
  • Step 2

    Verify the OTP sent to your mobile number to proceed.
  • Step 3

    Provide your personal information such as name, address, and contact details.
  • Step 4

    Once your application is submitted, a representative will connect with you to process your loan further.

Our Used Car Loan Branches in Jaipur

Shriram Finance has multiple branches in Jaipur, ensuring easy access to our services. Our branches are strategically located in key areas, making it simple for customers to visit us. Some important locations include:

Locate Us

or

  • ANDAMAN AND NICOBAR ISLANDS
  • ANDHRA PRADESH
  • ASSAM
  • BIHAR
  • CHANDIGARH
  • CHHATTISGARH
  • DADRA AND NAGAR HAVELI
  • DELHI
  • GOA
  • GUJARAT
  • HARYANA
  • HIMACHAL PRADESH
  • JAMMU AND KASHMIR
  • JHARKHAND
  • KARNATAKA
  • KERALA
  • Karnataka
  • MADHYA PRADESH
  • MAHARASHTRA
  • MANIPUR
  • MEGHALAYA
  • Madhya Pradesh
  • Maharashtra
  • ODISHA
  • PUDUCHERRY
  • PUNJAB
  • RAJASTHAN
  • SIKKIM
  • TAMIL NADU
  • TELANGANA
  • TRIPURA
  • Tamil Nadu
  • Telangana
  • UTTAR PRADESH
  • UTTARAKHAND
  • WEST BENGAL

Used Car Loan Customer Care in Jaipur

Shriram Finance provides dedicated customer care services in Jaipur to assist with all your Pre-owned Car Loan queries. You can reach us via phone or visit a nearby branch for personalised support. Below are our used car loan customer care numbers:

Used Car Loan Status in Jaipur

To check your Used Car Loan Status in Jaipur, visit Shriram Finance website and log in to your account. Navigate to the 'Loan Status' section and enter your loan account or application number. You can also call our customer care team or visit a nearby branch for assistance. We ensure you stay informed about your loan status at every step.

Used Car Loan FAQs

Can I get a Used Car Loan in Jaipur?

Yes, Shriram Finance offers Used Car Loans in Jaipur with an easy application process and quick approval. Various repayment options are available.

What are the eligibility criteria for a Used Car Loan in Jaipur?

Applicants must be Indian citizens aged between 21* and 59* years at loan maturity. The required income depends on the car's model, age, and loan duration.

What is the interest rate on a Used Car Loan?

The interest rate starts at 10%* p.a., but the final rate may vary based on the borrower's financial profile and vehicle details.

What documents are required for a Used Car Loan in Jaipur?

Documents required include the application form, KYC papers, proof of income, bank statements, and the vehicle's registration certificate. Additional documents may be requested.

What is the processing fee for a Used Car Loan?

The processing fee is up to 5%* of the loan amount. For updated charges, visit Shriram Finance's website.

What is the down payment required for a Used Car Loan in Jaipur?

up to 85%* of the car's value can be financed, with the remaining 15%* to be paid as a down payment.

Can I apply for a Used Car Loan online in Jaipur?

Yes, applicants can apply online through Shriram Finance's website or Shriram One mobile app.

What is the maximum loan amount I can get for a used car in Jaipur?

The loan amount can go up to 85%* of the car's value, with a minimum loan starting at â‚ı1 lakh*.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.