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Used Car Loan in Kolhapur
Need a second-hand car in Kolhapur? A Used Car Loan in Kolhapur from Shriram Finance makes it easier to arrange funds without paying the entire amount upfront. Whether you need a car for daily commutes, business, or personal use, this loan offers the financial flexibility to make your purchase hassle-free. Knowing the eligibility criteria, required documents, and loan process beforehand can help you apply with confidence. This guide will take you through the key details to get started.
Used Car Loan Types in Kolhapur
Shriram Finance offers second-hand car loan options in Kolhapur, making car ownership easier. Choose a loan that aligns with your financial situation and repayment plan.
Loan Against Car (Car Refinancing)
Pre-Owned Car Loan
Features and Benefits of Used Car Loan in Kolhapur
High Financing Percentage
Competitive Interest Rates
Flexible Repayment Tenures
Regular Reminders
Car Refinancing Options
Dedicated Customer Service
Customised Loan Solutions
Easy Online Application
Used Car Loan Interest Rates in Kolhapur
The Used Car Loan in Kolhapur from Shriram Finance comes with affordable interest rates starting at 10%* p.a., helping you finance a used car without financial strain. These rates are designed to keep your EMIs easy to manage, making loan repayment convenient. Below is a breakdown of the charges and fees associated with our Used Car Loan.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
You can also check your expected EMIs and interest rates using our second-hand car loan EMI calculator, which helps you plan ahead.
How to Use the Used Car Loan EMI Calculator
Using the pre-owned car loan calculator is easy. Simply select your preferred loan amount and tenure, and the calculator will instantly show your estimated EMI. This gives you a clear understanding of your repayment plan before applying. The tool also helps you see how different loan amounts and tenures impact your EMI, allowing you to choose wisely. It is a useful way to ensure your loan aligns with your budget.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Kolhapur
With car refinancing options in Kolhapur from Shriram Finance, you can unlock extra funds by using your car's value without selling it. This option helps you meet urgent financial needs while keeping your vehicle. We provide competitive interest rates and flexible repayment terms to make repayment easier. This facility is only available if there are no existing loans on the car, making it a great financial solution for those looking for quick funds.
Eligibility and Documentation Criteria for Used Car Loan in Kolhapur
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Residency: All Indian residents.
- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loan in Kolhapur
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Kolhapur
Shriram Finance has branches in Kolhapur to make banking and loan services easily accessible for you. A few important locations are:
Locate Us
Used Car Loan Customer Care in Kolhapur
To assist you better, Shriram Finance offers special customer care services in Kolhapur for all Pre-owned Car Loan-related questions. You can reach out to us over the phone or visit a nearby branch for personalised help. Below are our used car loan customer care numbers:
Used Car Loan Status in Kolhapur
To track your Used Car Loan Status in Kolhapur, log in to your account on the Shriram Finance website. Go to the 'Loan Status' page and submit your application number or loan account number. You may also contact our customer care or visit one of our branches. We keep you updated about your loan at all stages.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Kolhapur?
Yes, you can apply for a Used Car Loan in Kolhapur through Shriram Finance. The loan comes with flexible repayment options and simple steps for quick approval. You can choose a loan amount depending on the car's value and your repayment ability.
What are the eligibility criteria for a Used Car Loan in Kolhapur?
To be eligible, you should be an Indian resident aged 21* years or older but not more than 59* years at loan closure. Income needed depends on vehicle type, model, and repayment period.
What is the interest rate on a Used Car Loan?
Interest rates start from 10%* p.a. but may change depending on car type, age, and borrower profile.
What documents are required for a Used Car Loan in Kolhapur?
Documents needed are an application form, KYC, income proof, bank statements, and vehicle registration certificate. Extra documents may be required based on the loan profile.
What is the processing fee for a Used Car Loan?
Processing charges are up to 5%* of the loan. To know more, visit Shriram Finance website for current fees and rates.
What is the down payment required for a Used Car Loan in Kolhapur?
Shriram Finance funds up to 85%* of car's value. You will pay 15%* as down payment.
Can I apply for a Used Car Loan online in Kolhapur?
Yes, you can easily apply online using Shriram Finance website or Shriram One app.
What is the maximum loan amount I can get for a used car in Kolhapur?
Loans are available up to 85%* of car's price, with minimum amount starting from âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.