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Business Loan
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Shriram Business Loans

Business Loan in Gudivada

Gudivada, a city known for its agricultural market and developing commercial sector, creates ideal conditions for business growth. Reliable financial solutions are key to making the most of these opportunities. Business loans in Gudivada from Shriram Finance provide funding options designed to support your business plans. Loan amounts start at Rs.1 lakh* with competitive interest rates from 10%* p.a., and both secured and unsecured loan options are available. The process is simple with minimal paperwork and quick approvals. Flexible repayment plans make managing instalments easier. Whether you are scaling operations, upgrading infrastructure, or managing daily costs, our loans can help you grow while contributing to Gudivada's economic progress.

Business Loan Types in Gudivada

Find the right business loan in Gudivada, with options designed to support your specific business needs:

Business Loan for Women
Business Loan for Women
Dedicated financial solutions for women entrepreneurs looking to grow their businesses.
Working Capital Loan
Working Capital Loan
Cover everyday expenses such as wages, utility bills, and inventory with easy funding solutions.
Trade Finance
Trade Finance
Receive tailored financial support for domestic and international trading requirements.
Supply Chain Finance
Supply Chain Finance
Keep your supply chain running smoothly by securing funds that ensure timely payments.
Startup Business Loan
Startup Business Loan
Obtain the necessary funding to start your venture, covering essential startup costs.
Loan Without Financials
Loan Without Financials
Best suited for businesses with limited financial documentation, offering easy access to funds.
MSME Loan
MSME Loan
Flexible funding solutions for small and medium enterprises focusing on growth and new investments.
Shop Loan
Shop Loan
Designed for retail owners planning to expand, restock, or renovate their shops.
GST Business Loan
Access funds based on GST filings, offering a hassle-free alternative to income-based approvals.

Features and Benefits of Business Loans in Gudivada

Given below is a list of the features and benefits of business loans in Gudivada offered by Shriram Finance:

Online EMI Calculator

Online EMI Calculator

Accurately calculate your monthly payments with our easy-to-use online EMI Calculator.
Loans starting from Rs. 1 lakh*

Loans starting from Rs. 1 lakh*

Manage your business expenses with loans starting from Rs. 1 lakh*.
Secured & Unsecured Loans

Secured & Unsecured Loans

Shriram Finance offers both secured and unsecured business loan options, depending on your business location. Get an unsecured business loan at an interest rate of 12%*p.a. and secured business loan at 10%* p.a.
Quick Loan & Approvals

Quick Loan & Approvals

Expect a fast loan approval process to ensure your business needs are met on time. The approval time is about 2- 3 business days, based on the reliability of the information provided, meeting the requirements, and submission of the necessary documents.
Flexible Loan Tenure

Flexible Loan Tenure

Choose from a range of flexible tenure options. Secured Loans start from 12 – 84 months, and unsecured business loans range from 12 to 48 months.
Hassle-free Online Process

Hassle-free Online Process

Apply for your loan and get it approved online in a few simple steps.

Business Loan Interest Rates and Charges in Gudivada

Shriram Finance brings you competitive business loan interest rates in Gudivada, starting at 10%* p.a. Refer to the details below for complete information on rates and related charges.

Type of Fees Applicable Charges
Interest RateCustomised interest rates starting from 10%* p.a.
Processing FeesUp to 5%*
Late Payment Fees36%* p.a on the Overdue Amount
Foreclosure ChargesUp to 4%*

How to Use the Business Loan EMI Calculator

STEP 01

Required loan amount

STEP 02

Interest rate

%

Min 10%

Max 30%

STEP 03

Loan tenure
months

Min 12 months

Max 84 months

Loan Summary

loangraph

Loan

Loan Amount

₹ 1,00,000

Interest Payable

₹ 39,450

Monthly EMI

₹ 1,660

Eligibility and Documentation Criteria for Business Loans in Gudivada

Eligibility and Documentation Criteria for Business Loans in Gudivada

  • Individual IconWho can apply?
    • Partnership firms
    • Proprietorship firms
    • Pvt ltd companies
    • Public Ltd companies
    • LLPs
  • Individual IconEligibility Criteria
    • Age: 21 years to 65 years (Age at loan maturity should not exceed 65 years)
    • Occupation: Self-employed individuals, business owners, or proprietors with a minimum of 3 years of business experience.
  • Individual IconDocuments Required:
    • Bank statement (6 months)
    • Business registration proof
    • Business PAN
    • Applicant PAN
    • Selfie Photograph

Step-by-Step Application Process for Business Loans in Gudivada

Applying for Shriram Business Loan is a 5-step process:

How To Apply
  • Step 1

    Register using your mobile number
  • Step 2

    Enter loan details
  • Step 3

    Enter business details
  • Step 4

    Receive a verification call from us
  • Step 5

    Get your loan disbursed

Unsecured Business Loans in Gudivada

For businesses in Gudivada seeking reliable funding solutions, Shriram Finance offers unsecured business loans with no collateral requirements. Secure financing starting at Rs.1 lakh* while enjoying competitive interest rates and flexible repayment schedules. Our streamlined business loan application process ensures quick approvals and access to credit that aligns with your business goals. To be considered, businesses must have a minimum operational history of 3 years and submit the required documentation.

Our Business Loan Branches in Gudivada

Managing a business in Gudivada requires timely financial support. Shriram Finance offers business loan solutions tailored to your needs, whether for expanding operations, purchasing stock, or covering operational costs. Visit us to explore suitable loan options.

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Business Loan Customer Care in Gudivada

Looking for guidance on a business loan in Gudivada? Shriram Finance's dedicated customer support is here for you. Call or visit a branch for personalised assistance.

Business Loan Status in Gudivada

Stay updated on your business loan status in Gudivada by entering your reference number on our website. For further assistance, feel free to reach out to our customer care team.

Business Loan FAQs

Who is eligible for a business loan in Gudivada?

Business owners in Gudivada can apply if they own Proprietorship firms, Partnership firms, Pvt Ltd companies, Public Ltd companies, or LLPs. Applicants must be aged between 21 years to 65 years, with at least 3 years of business experience.

What is the interest rate on a business loan in Gudivada?

Interest rates start from 10%* p.a. More details are available in the charges section.

How much loan can I get for my business in Gudivada?

Loans start at Rs.1 lakh*, with the upper limit determined by your business profile and funding requirements.

Can I apply for a business loan in Gudivada?

Yes! You can apply online or visit the nearest Shriram Finance branch for a straightforward application process.

What is the maximum loan tenure for a business loan in Gudivada?

Unsecured loans are available with tenures from 12 to 48 months, while secured loans can be repaid over 12 – 84 months.

What is the processing time for a business loan in Gudivada?

The processing period is typically 2- 3 business days, depending on eligibility checks and document verification.

What is the eligibility for a startup business loan in Gudivada?

Startup loan eligibility requirements are mostly the same as those for regular business loans.

What is the minimum interest rate for a business loan in Gudivada?

Interest rates begin at 10%* p.a. for business loans in Gudivada.

Disclaimer

The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.