How much loan can I get against property?

The amount of loan you can get against your property depends on several factors, including:

• Property value: The higher the value of your property, the more you can borrow.
• Loan-to-value (LTV) ratio: This is the percentage of the property's value that the lender is willing to lend you. LTV ratios typically range from 50% to 75%.
• Your income and credit score: Lenders will assess your ability to repay the loan based on your income and credit history.
• Type of property: The type of property you own (residential, commercial, etc.) can also affect the loan amount.
• Interest rates: The interest rate you're offered will affect the monthly payments and the total cost of the loan.

Here's a breakdown of how much you might be able to borrow based on the LTV ratio and property value:

It's important to note that these are just estimates, and the actual amount you can borrow may vary depending on your individual circumstances. It's always best to consult with a lender to get a more accurate assessment of your eligibility and the loan amount you can afford.