Is challan discounting good?

Yes, challan discounting can be beneficial for businesses needing immediate cash flow. Key advantages include:

• Quick access to funds: Helps manage operational costs and reinvest in business.
• No collateral required: Typically unsecured, reducing financial risk.
• Improved cash flow: Alleviates the strain during off-peak seasons or payment delays.

However, businesses should assess costs, interest rates, and repayment terms to ensure it aligns with their financial strategy.