Is this loan available for all two-wheeler brands and models?

Yes, zero down payment loans are available for all brands and models of two-wheelers from most banks, Non-Banking Financial Companies (NBFCs) and financial institutions. There is no restriction regarding the make or model of the two-wheeler you want to purchase through 100% financing.

The key criteria they usually evaluate are your financial profile, creditworthiness, income stability, repayment capacity and eligibility. If you satisfy the lender's conditions, you can get a zero down payment two-wheeler loan approved, irrespective of the make and model.

However, please note that loan providers may be a bit cautious or restrictive regarding:

• Luxury or imported brands as they carry higher risk
• Older models that have stopped production or have low demand in the used market
• Models with poor mileage, performance issues or excessive maintenance costs
• Unpopular or unknown brands that may typically have future support issues

It is advisable to check with financial institutions before committing to a particular used two-wheeler model for zero down payment financing.