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What documents are required to apply for a Repair/Top-Up Loan?

The documents required for a Repair/Top-Up Loan include:

  • Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID.
  • Address Proof: Utility bills, rental agreements, or property ownership documents.
  • Income Proof: Bank statements, salary slips (for salaried individuals), or income tax returns (for self-employed individuals).
  • Loan Statement: For top-up loans, financial institutions may require details of your existing loan, including your repayment history.
  • Property Documents: For repair loans, documents proving ownership of the property being repaired may be needed.

Ensure that all documents are up-to-date and accurate to speed up the loan approval process.