What documents are required to apply for a two-wheeler loan with low EMI?

When applying for a two-wheeler loan, having all your documents ready will simplify the process. Here are the key documents needed:

• Application Form: Duly filled loan application form with your personal, employment and income details
• Identity Proof: PAN card, Aadhaar card, voter ID and driving licence
• Address Proof: Documents like electricity bill, rental agreement, Aadhaar card, etc., to to verify your residential address
• Income Documents: Latest salary slips, bank statements, Income Tax Returns (ITRs) and Form 16 to provide proof of income
• Existing Loans: Statement of loan accounts active in your name
• Bank Account Proof: Cancelled cheque, account statement or passbook from your bank
• Collateral Documents: Registration Certificate (RC) book, insurance papers, etc, if pledging your existing two-wheeler as collateral

Keep scanned or photocopies of all documents ready. Visit the lender's website to check if any other specific document is needed.