What interest frequency options are available to customers?
- Posted: 14th October, 2025
- Updated: 15th October, 2025
*T&C Apply
The common interest payout options available to customers for fixed deposits (FDs) in India are:
- Monthly payouts: The interest amount is paid every month into the customer's linked account.
- Quarterly payouts: The interest earned is paid every three months. This is the most popular option.
- Half-yearly payouts: Interest is credited every six months to a linked account.
- Annual payouts: The cumulative interest is paid yearly at the end of the FD tenure.
- At maturity payouts: The principal FD amount and accrued interest are paid out together after the full tenure period is completed.
Please keep in mind that not all banks and non-banking financial institutions (NBFC) provide all the payout frequency choices mentioned above.
So, the interest payout options made available to the FD investor can differ across various banks and financial institutions. Customers can check with the specific bank or issuer directly regarding the available income payout frequencies before investing the fixed deposit amount.
The choice of payout frequency would depend on factors such as the issuing financial institution's terms, customer liquidity needs, and income planning requirements.
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