What is the interest on ₹2.5 crore FD per month?

For high-value deposits like ₹2.5 crore, estimating monthly returns is essential for effective cash flow planning. However, some financial institutions may classify deposits above ₹5 crore as bulk deposits.

Sample Calculation (Assumption-Based)

Let’s assume a non-cumulative FD with monthly interest payout at an annual rate of 7% p.a. (for illustrative purposes only):

• Annual Interest = ₹2,50,00,000 × 7% = ₹17,50,000
• Monthly Interest = ₹17,50,000 ÷ 12 = ₹1,45,833 (approx.)

This assumes simple interest with monthly payouts. If the FD is compounded quarterly, the actual monthly payout may differ, and interest may be paid quarterly or at maturity.

Please note:

• Actual rates vary by tenure, payout frequency, and deposit amount.
• For deposits above ₹5 crore, rates may be negotiated and are not listed publicly.
• Use an FD Calculator or speak to a branch representative to get a custom quote.
• Always verify the latest rate card and terms before investing.