What is the limit of gold loan per person?

As per the latest RBI draft guidelines, the aggregate weight of gold pledged by a single borrower for loans should not exceed 1 kg for gold ornaments, with a limit of 50 grams for specified coins. The actual loan amount depends on the value and purity of the gold, subject to the maximum LTV ratio of 75%. Lenders may also have their own internal limits based on risk policies. Always confirm the applicable limits with your lender.