What specialised loans are available for educational institutions?

Educational institutions can access specialised loans designed for purposes such as building infrastructure, purchasing equipment, upgrading technology, or funding working capital needs. They are available for schools, colleges, coaching centres along with training institutions. The application process requires detailed project reports, registration documents and financial statements. Repayment terms are designed to align with the institution’s revenue cycle, and collateral requirements may vary. Some government schemes and financial institutions offer concessional rates or flexible terms for educational projects, supporting the growth and modernisation of the education sector.