Where Can You Access Your Credit Health Report?

In India, you can access your credit health report through credit bureaus authorised by the Reserve Bank of India (RBI). The primary credit bureaus in India are:

CIBIL (Credit Information Bureau India Limited) ™: It is one of the most widely recognised credit bureaus in India. You can access your credit report (both free and paid versions) through the CIBIL™ website.

Experian: Another leading credit bureau in India, which provides both free and paid credit reports.  

Equifax: A major credit bureau operating in India similar to CIBIL™ and Experian, provides access to your credit report (both free and paid) through their website.

CRIF High Mark: A relatively newer credit bureau in India, which has gained recognition and provides your credit report through its official website.

You need to provide some personal information and undergo a verification process to obtain your credit report from any of these credit bureaus. You should regularly check your credit report to monitor your credit health, verify the accuracy of the information, and identify any discrepancies that may affect your credit score.