Which Credit Card Can I Get with a Credit Score of 500?

Credit scores range from 300 to 900, with 900 being the best credit score. If you have a credit score of 500, it will be difficult to get a credit card. You must note that your low credit score of 500 is probably an effect of your credit history as a borrower or the lack of responsible financial behavior.  

Despite having a low or unfavorable credit score of 500, your credit card application can still be approved. You will need to opt for secured credit cards or credit cards with higher interest rates.  

Consider applying for a secured credit card through your bank, where your deposits will act as collateral. It is important to be aware that certain lenders may offer you a credit card with a higher interest rate if your credit score is lower when compared to someone with a more favorable credit history. A lower credit score can be perceived as an indicator of higher risk for potential lenders.