Who are not eligible for gold loan?

Individuals who are not eligible for a gold loan typically include:

• Minors (below 18 years of age).
• Persons unable to provide valid KYC documents.
• Individuals attempting to pledge disputed gold, gold already pledged elsewhere, or gold bars/bullion.
• Persons unable to demonstrate repayment capacity, as required by the latest RBI guidelines.

Eligibility criteria may vary by lender, so always confirm before applying.