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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Amravati

You don’t need lakhs to start saving. You just need the right plan. Many people in Amravati think fixed deposits are only for the wealthy. But small steps today can turn into something bigger tomorrow.

Types of Fixed Deposits

Shriram Finance in Amravati offers fixed deposit plans tailored to meet various saving preferences.

interest rates

Cumulative Fixed Deposit

This type of fixed deposit adds the interest earned to the principal, allowing the total amount to grow through compounding. The interest is not paid out during the term but is received along with the principal upon maturity. This option is suitable for individuals aiming to save for a longer period without requiring regular payouts.

achievement

Non-Cumulative Fixed Deposit

A non-cumulative fixed deposit provides periodic interest payouts, which can be monthly, quarterly, or annually, depending on your choice. It ensures a regular flow of income that can assist in managing recurring expenses. The interest calculation follows a straightforward approach, and payments are made at the selected intervals. You can opt for the type of fixed deposit that aligns with your financial needs and goals. These options are designed to cater to different requirements, whether you aim to build savings over time or prefer consistent income support.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Knowing the features and benefits of fixed deposits helps you make better financial decisions in Amravati. Below are the main features and benefits you should be aware of.

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Amravati

FD rates in Amravati may vary across different banks and financial institutions, mainly depending on the term of the deposit and the organisation offering it. It is important to compare rates carefully to find a suitable match for your financial goals. Choosing wisely allows you to invest in a fixed deposit that meets your needs—whether you are aiming for regular interest income or looking to grow your savings over time. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Amravati

If you want to open a fixed deposit account in Amravati, there are a few eligibility conditions you must meet. Generally, these requirements for fixed deposits include.

  • IndividualEligibility
    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Amravati

Shriram Finance provides flexible tenure options and reasonable interest rates with its Shriram Unnati Fixed Deposit in Amravati. You can apply online or visit the local branch. To begin the process, ensure your documents are ready for smooth application. The steps below outline how to open a Shriram Unnati Fixed Deposit through the online method, making it simple and convenient for new investors.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Amravati?

Before your fixed deposit matures, you can renew your Shriram FD in Amravati to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Amravati

Shriram Finance has FD branches in Amravati to support your fixed deposit needs. You can visit these branches to open fixed deposits or manage your Shriram Unnati Fixed Deposit. Friendly staff will assist with accounting services and documentation. These branches offer a convenient way to access fixed deposit solutions as per your savings preferences.

Amaravati

  • Shree Complex, 2nd Floor, Opposite Jai Bharat Manglam, Badnera Road, Saturna AMARAVATI,MAHARASHTRA Pincode: 444605 Phone:18001036369

Amaravati - I

  • Second Floor,Chandak Tower, Opposite Govt. Girls Highschool,Court Road, Camp AMARAVATI,MAHARASHTRA Pincode: 444602 Phone:18001036369

Daryapur

  • 2nd Floor, Anurup Complex -1, Block No. S-1 to S-6 (Property No. 387, Nasul Sheet No. 54/3208, Ward No. 11, Zone 1), Above Axis Bank, Opposite Bus Stand, Amravati Road, Daryapur, Taluka - Daryapur AMRAVATI,MAHARASHTRA Pincode: 444803 Phone:18001036369
View All Branches

Shriram FD Customer Care in Amravati

If you have any questions regarding your fixed deposit, the Fixed Deposit Customer Care team is ready to help. You may contact us by phone for timely assistance and details related to your investment. The customer care numbers are listed below.

Toll Free

Shriram FD Status in Amravati

To monitor your Fixed deposit in Amravati, log in to the online platform or call customer care. These tools help you stay aware of your interest earnings and maturity timeline, allowing you to manage your finances efficiently and ensure that all decisions are based on accurate, timely information.

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Amravati?

The minimum deposit amount for a fixed deposit in Amravati for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Amravati?

The interest rate on FD in Amravati is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Amravati?

Yes, you can open a FD account online with Shriram Finance in Amravati. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Amravati?

Yes, premature withdrawal of a fixed deposit is allowed in Amravati; however, it may incur penalties or reduced interest rates. It’s advisable to check the specific terms before proceeding.

Can I open a Fixed Deposit in Amravati in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor with a guardian's consent with Shriram Fixed Deposit.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, there is usually a penalty for premature withdrawal of a fixed deposit. This penalty often involves a reduction in interest rates applicable to the deposit.

Can I change the nominee for my Fixed Deposit in Amravati?

Yes, you can change the nominee for your FD account in Amravati. This process typically requires submitting a request form along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in Amravati?

Yes, you can open multiple fixed deposits in Amravati across different financial institutions or within the same financial institution.

What is the maximum amount that can be invested in a Fixed Deposit in Amravati?

Generally, there is no upper limit; however, some financial institutions may have specific schemes with defined limits.

Can I open a Fixed Deposit in a joint account in Amravati?

Yes, you can open a fixed deposit account in a joint account in Amravati subject to the financial institution’s terms and conditions.

Are there any fixed deposit schemes for senior citizens in Amravati?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Amravati?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in Amravati?

Yes, FD interest rates can differ based on tenure. Typically, longer tenures may offer higher interest rates compared to shorter ones due to the extended commitment from the depositor.

What is the process to close a Fixed Deposit prematurely in Amravati?

To close a Shriram FD prematurely, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. According to the direction of the RBI, a deposit receipt cannot be prematurely closed before three months from the date of deposit/renewal except in case of death of the depositor.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.