Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit In Chittoor

Chittor holds significant historical importance in Andhra Pradesh. It provides various investment pathways that can enhance your financial wellbeing. Among these options, a Fixed Deposit in Chittor proves especially beneficial owing to its steadiness and capacity for consistent yields. This comprehensive resource presents important information about FD in Chittor, covering benefits, existing interest rates, and practical advice for identifying the appropriate fixed deposit program aligned with your financial aims. By comprehending these key elements, you can execute informed decisions to increase your reserves and establish financial stability in this culturally significant city.

Types of Fixed Deposits

Following are the different types of FDs to help fulfil your financial aspirations

interest rates

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit issues interest at specified intervals, delivering a dependable income stream. It's ideal for individuals requiring regular payouts. Interest is determined using simple interest principles and can be distributed monthly, quarterly, or annually. This option provides predictable yields and better liquidity compared to cumulative FDs, making it suitable for covering recurring expenses.

achievement

Cumulative Fixed Deposit

A Cumulative Fixed Deposit represents a deposit form where interest earned isn't paid periodically but instead reinvested with the principal amount. This compounding mechanism enhances the total yield, as interest accrues on the expanding principal. At maturity, investors collect a complete sum containing both the initial deposit and gathered interest. Cumulative FDs benefit those pursuing long-term growth without needing regular income, utilising compounding to optimise returns.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Additionally, our FDs can support various other financial objectives

  • Fixed Deposit for Children
  • FD for Retirement Fund
  • FD for Home Expenses
  • FD for Wedding Expenses

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

Understanding the fixed deposit features and benefits is essential for making informed investment decisions. Here are the primary features and benefits of FD

Flex Tenure
Flexible tenure Flexible tenure
Attractive Interest
Compounding benefitsCompounding benefits
Compounding Benefit
Low minimum investment amountLow minimum investment amount
Static Alt Text
Attractive interest ratesAttractive interest rates
Predictable Return
Predictable returnsPredictable returns
Cumulative
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Low Investment
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes

Shriram Fixed Deposit Interest Rates in Chittoor

The FD rates in Chittor exhibit significant diversity across financial institutions. Conducting comprehensive comparisons is vital for achieving maximum financial benefit. Interest percentages are largely shaped by how long you commit your funds and which institution you choose to partner with. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

The above additional interest rates will be applied on the yearly rate, which will be factored correspondingly into the calculation of compounding interest rates for periods shorter than a year, including monthly, quarterly, and half-yearly rates.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

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I am a Woman

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Investment amount

₹

STEP 04

Tenure up to

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Min 12 months

Max 60 months

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Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Chittoor

To qualify for opening a fixed deposit in Chittor, investors must belong to specific eligible categories. Shriram Finance permits the following entities to invest in fixed deposits in Chittor

  • IndividualEligibility Criteria
    • Unincorporated Association or Body of Individual
    • Hindu Undivided Family
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Companies
    • Trust and Foundation
    • Partnership Firm

How to Invest in Fixed Deposit with Shriram in Chittoor

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Creating a fixed deposit account can be done through our online system or by visiting a Chittoor branch to process your application. Ensure you have compiled all required documents for a straightforward registration. Generally, the steps below are the process to invest in FD online

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Verify the Bank Details. Then, add your nominee details and complete the payment online.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Chittor?

When your FD term concludes, you might prefer to renew your Shriram FD in Chittoor for continued financial growth. Access our website/mobile services or approach local branches to renew your fixed deposit. Below are the general steps to renew FD online

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Chittoor

Shriram Finance has developed FD branches in Chittoor to serve your fixed deposit objectives. These financial hubs employ qualified advisors who furnish professional consultation on how to open fixed deposit or supervise active Unnati Fixed Deposit Scheme accounts. Below is the list of Shriram Finance branches in Chittor

Chitoor - I

  • 11/58K, Second Floor, O.T.K Road CHITTOOR,ANDHRA PRADESH Pincode 517001 Phone18001036369

Chittore

  • D.No.2-1255/A, Sri Maruthi Complex, Officers Lane. Konga Reddy Palle CHITTOOR,ANDHRA PRADESH Pincode 517001 Phone18001036369

Pakala

  • 10-19/5, First Floor, Main Road, Gadanki CHITTOOR,ANDHRA PRADESH Pincode 517112 Phone18001034959
View All Branches

Shriram FD Customer Care in Chittor

When you have concerns or need information about your fixed deposit account, our Fixed Deposit Customer Care representatives are committed to helping. Get in touch by phone for timely advice regarding your investments. Our customer service contact details are accessible whenever necessary.

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Shriram FD Status in Chittor

For monitoring your Shriram Fixed Deposit status in Chittoor, leverage our accessible web services or get in touch with our helpful customer care personnel. Regular verification of your FD status enables you to remain cognizant of upcoming maturity periods and interest accumulations.

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Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Chittor?

The minimum deposit amount for a fixed deposit in Chittor for Shriram FD is Rs.5000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Chittor?

The interest rate on FD in Chittor is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Chittor?

Yes, you can open a FD account online with Shriram Finance in Chittor. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Chittor?

Yes, premature withdrawal of a fixed deposit is accessible in Chittor; however, this facility may entail certain penalties or reduced interest benefits. It is advisable to verify the specific terms before pursuing this option.

Can I open a Fixed Deposit in Chittor in the name of a minor?

Yes, opening a fixed deposit account for a minor in Chittor is possible with Shriram Fixed Deposit when accompanied by guardian consent.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, early termination of a fixed deposit typically results in a penalty. This usually takes the form of a lowered interest rate applied to your deposit.

Can I change the nominee for my Fixed Deposit in Chittor?

Yes, updating the nominee for your FD account in Chittor is permissible. This procedure typically requires submission of a request form along with valid identification information of the new nominee.

Can I open multiple Fixed Deposits in Chittor?

Yes, you can establish multiple fixed deposits in Chittor across various financial institutions or within a single banking entity.

What is the maximum amount that can be invested in a Fixed Deposit in Chittor?

Generally, no ceiling exists on investment amounts; however, certain financial institutions may offer specific schemes with defined upper limits.

Can I open a Fixed Deposit in a joint account in Chittor?

Yes, creating a fixed deposit using a joint account in Chittor is viable, subject to the financial institution's specific terms and conditions.

Are there any fixed deposit schemes for senior citizens in Chittor?

Yes, numerous financial institutions provide preferential fixed deposit interest rates for senior citizens compared to regular deposits. In particular, Shriram Finance offers an additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Chittor?

Shriram Finance provides senior citizens with a rate advantage of 0.50%* p.a. above what regular depositors receive.

Is there a difference between FD interest rates for different tenures in Chittor?

Yes, FD interest rates fluctuate based on tenure selection. Generally, longer tenure commitments may secure higher interest rates compared to shorter durations due to the extended financial commitment.

What is the process to close a Fixed Deposit prematurely in Chittor?

To close a Shriram FD before maturity, submit the original deposit receipt with a Rs.1 revenue stamp affixed, along with a formal request letter and a cancelled cheque. As per RBI guidelines, a deposit cannot be terminated before three months from the deposit/renewal date except in cases of depositor death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.