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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Noklak

Noklak, with its strong community values and evolving financial awareness, is seeing a gradual shift towards safe and structured savings options. A Fixed Deposit in Noklak, especially one with a trusted name like Shriram Finance, provides the stability that residents look for. With a minimum deposit of Rs.5,000, even first-time investors can start their savings journey without hesitation. The choice between cumulative and non-cumulative schemes allows flexibility, while the benefit of compounding helps boost overall returns. Shriram Fixed Deposit comes with competitive interest rates and simple application steps, making it suitable for a wide range of savers. For those who are aiming to build a secure financial base, this could be an ideal starting point. Turn your savings into steady income by opening an FD in Noklak with Shriram Finance.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit is a term deposit where the interest earned is not paid out regularly but is added back to the principal. This reinvestment helps the deposit grow, resulting in higher returns through compounding. On maturity, the investor receives a lump sum, which includes the original amount and the compounded interest. Cumulative FDs are best suited for those looking for long-term financial growth and do not need regular payouts, as the compounding effect boosts returns.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit pays interest at regular intervals, ensuring a stable income. It is well-suited for individuals who rely on periodic earnings. Interest is calculated on a simple interest basis and can be paid monthly, quarterly or annually. These FDs offer predictable returns and better liquidity than cumulative FDs, making them a good option for those managing routine expenses.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Understanding the features and benefits of our fixed deposit scheme enables you to move forward with confidence. Here’s a quick overview of what it offers.

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Noklak

The FD rates in Noklak vary across financial institutions and banks. Comparing them is essential to make sure you get the most out of your investment. Usually, the rates are based on factors like deposit tenure and the institution offering them. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Noklak

To open a fixed deposit in Noklak, you need to meet certain eligibility criteria. The standard requirements for opening an FD account are as follows

  • IndividualEligibility Criteria
    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Noklak

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can choose to open a fixed deposit online or by visiting the nearest branch. Keep all documents handy to ensure a smooth process. The basic steps to invest in an FD online include

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Noklak?

Before your fixed deposit matures, you can renew your Shriram FD in Noklak to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Noklak

Shriram Finance caters to your fixed deposit needs through its FD branches in Noklak. Our branches have knowledgeable staff who can guide you on how to open fixed deposit accounts or manage your existing Unnati Fixed Deposit Scheme. Here is a list of our branches in Noklak

Shillong

  • 1st Floor, Main Road, Lumbasuk, Lawjynriew, Shillong NONGTHYMMAI,MEGHALAYA Pincode: 793014 Phone:18001034959

Guwahati - I (Chandmari)

  • Senapati Commercial, 2nd Floor, Mani Ram Dewan Road, Near Abishek Motors, Silpukhuri GUWAHATI,ASSAM Pincode: 781003 Phone:18001036369

Dhemaji

  • 1st Floor, Dhemaji Main Town, Chariali Axis Bank Building DHEMAJI,ASSAM Pincode: 787057 Phone:18001036369
View All Branches

Shriram FD Customer Care in Noklak

Have any questions regarding your fixed deposit? Our customer support team is here to help! Reach out to us for quick assistance using the contact numbers given below.

Toll Free

Shriram FD Status in Noklak

You can track your Fixed Deposit status in Noklak easily using our online services or by calling customer care. Keeping an eye on your FD helps you stay updated on interest and maturity timelines.

Fixed Deposit in Major Cities in India

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Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Noklak?

The minimum amount required to open a fixed deposit with Shriram Finance is Rs.5,000. Further investments must be made in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Noklak?

The current interest rate for fixed deposits in Noklak is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Noklak?

Yes, opening an FD account online with Shriram Finance in Noklak is simple. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Noklak?

Yes, premature withdrawal is permitted, but it may result in penalties or a reduced interest rate. It’s advisable to review the specific terms before proceeding.

Can I open a Fixed Deposit in Noklak in the name of a minor?

Yes, a fixed deposit account can be opened in a minor’s name, provided a guardian gives consent and completes the required formalities.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Generally, premature withdrawals typically incur a penalty, usually in the form of a lower interest rate.

Can I change the nominee for my Fixed Deposit in Noklak?

Yes, you can update the nominee by submitting a formal request along with valid identification for the new nominee.

Can I open multiple Fixed Deposits in Noklak?

Yes, you are allowed to open multiple FD accounts, either within the same financial institution or across different ones in Noklak.

What is the maximum amount that can be invested in a Fixed Deposit in Noklak?

There is generally no maximum limit for FD investments, though certain schemes may have their own restrictions.

Can I open a Fixed Deposit in a joint account in Noklak?

Yes, joint fixed deposit accounts are permitted, according to the institution's terms.

Are there any fixed deposit schemes for senior citizens in Noklak?

Yes, senior citizens are offered additional interest rates on fixed deposits by many financial institutions. For example, Shriram Finance offers an extra 0.50%* p.a. on fixed deposits for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Noklak?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in Noklak?

Yes, FD interest rates differ based on the investment tenure. Longer tenures often provide higher rates.

What is the process to close a Fixed Deposit prematurely in Noklak?

If you wish to close your Shriram FD prematurely in Noklak, the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque are required. As per Reserve Bank of India (RBI) regulations, premature closure within three months of deposit or renewal is not permitted unless in the event of the depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.