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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Rudrapur

A Fixed Deposit in Rudrapur is a practical way to grow your savings steadily without exposing your money to market risks. It remains a popular choice for individuals who value stability and prefer assured returns on their investments. With Shriram Finance, you can invest in an FD that aligns with your financial goals. Our fixed deposit offers competitive interest rates, allowing your savings to grow consistently over time. Senior citizens and women can enjoy additional interest rate benefits, making it a rewarding option for a wide range of customers. You also have the flexibility to choose a tenure that suits your needs, whether short-term or long-term. The application process for Shriram Fixed Deposit is simple, requiring minimal documentation, so you can get started quickly without any complicated procedures. Start your FD in Rudrapur with Shriram Finance and take a confident step towards securing your financial future.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals.

interest rates

Cumulative Fixed Deposit

In a Cumulative Fixed Deposit, interest is compounded over the term by staying within the account along with the principal. The total amount, including the original deposit and all accrued interest, is given at maturity. This type of FD is ideal for investors who are not seeking frequent payouts but prefer long-term returns.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit pays interest at regular intervals—monthly, quarterly, or yearly—using simple interest. It’s well-suited for individuals who rely on periodic income to manage expenses. This option offers higher liquidity and greater flexibility for short-term needs.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Learning about the features and perks of fixed deposits can aid in better managing your finances. Below is an overview of the features and benefits that come with our fixed deposit:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Rudrapur

The FD rates in Rudrapur vary by bank or institution. By comparing different offers, you can aim for the best returns. These rates depend mainly on the institution and chosen tenure. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Rudrapur

Opening a fixed deposit account with Shriram Finance requires meeting certain eligibility conditions. Here are the typical conditions you’ll need to fulfil.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Rudrapur

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can start your FD journey by applying online or visiting a Shriram Finance branch nearby. Keep your paperwork ready for a quicker process. The online application steps are explained below.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Rudrapur?

Before your fixed deposit matures, you can renew your Shriram FD in Rudrapur to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Rudrapur

We provide fixed deposits through our FD branches in Rudrapur. Our branch is equipped with professionals who can help you open fixed deposit or manage the existing Unnati Fixed Deposit Scheme accounts. A full list of branches is shared below

Rorkee-Rudrapur

  • Plot No.2, Awas Vikas, Above Pal Ford, Opp LIC Office Nainital Road RUDRAPUR,UTTARAKHAND Pincode: 263153 Phone:18001034959

Rudrapur

  • Floor I, Khet No 40/4/1 Rampura, Kashipur Road RUDRAPUR,UTTARAKHAND Pincode: 263153 Phone:18001034959

Haldwani - I

  • C-16-299/(3-278) Gurunanakpura Above Mini'S Showroom, Bhotiya Padav Thandi Sadak,Near Kotak Mahindra Bank, Opposite Durga City Centre Gate, Haldwani HALDWANI,UTTARAKHAND Pincode: 263139 Phone:18001036369
View All Branches

Shriram FD Customer Care in Rudrapur

In case of any help with your FD, our Fixed Deposit Customer Care team is ready to assist. You can call us for prompt support and answers to any queries related to your investment. The contact details are mentioned below.

Toll Free

Shriram FD Status in Rudrapur

To check your Fixed Deposit status in Rudrapur, you can use online services or call customer support. Keeping track of maturity dates and interest updates is always useful.

Fixed Deposit in Major Cities in India

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Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Rudrapur?

You can start a fixed deposit with Shriram Finance in Rudrapur for as little as Rs.5,000. Further contributions must be in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Rudrapur?

Shriram Finance currently offers an interest rate of 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Rudrapur?

Yes, you can open a FD account online with Shriram Finance in Rudrapur. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Rudrapur?

Yes, you can withdraw your fixed deposit before maturity in Rudrapur, but there might be penalties or lower interest payouts.

Can I open a Fixed Deposit in Rudrapur in the name of a minor?

Yes, a fixed deposit account can be opened in a minor’s name. A guardian must manage the account.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, penalties apply in the form of reduced interest when you close your FD before maturity.

Can I change the nominee for my Fixed Deposit in Rudrapur?

Yes, the nominee can be changed anytime by submitting a request along with the new nominee’s ID proof.

Can I open multiple Fixed Deposits in Rudrapur?

Yes, you are permitted to open multiple fixed deposits either with the same provider or across different financial institutions.

What is the maximum amount that can be invested in a Fixed Deposit in Rudrapur?

Generally, fixed deposit investments do not have a fixed upper limit. However, individual schemes may have defined maximum limits.

Can I open a Fixed Deposit in a joint account in Rudrapur?

Yes, joint fixed deposits can be opened in Rudrapur, subject to the provider’s terms and conditions.

Are there any fixed deposit schemes for senior citizens in Rudrapur?

Yes, many financial institutions offer exclusive schemes for senior citizens with higher interest rates than regular rates. For example, Shriram Finance provides an additional 0.50%* p.a. for senior citizen depositors.

What is the difference between FD interest rates for regular and senior citizens in Rudrapur?

Senior citizens receive a 0.50%* p.a. higher rate than regular customers when investing in FDs in Rudrapur.

Is there a difference between FD interest rates for different tenures in Rudrapur?

Yes, interest rates for fixed deposits in Rudrapur vary with tenure. You will usually find more attractive rates on deposits held for a longer duration.

What is the process to close a Fixed Deposit prematurely in Rudrapur?

To close your Shriram Finance fixed deposit before it matures, you'll need to submit the original deposit receipt with a Rs.1 revenue stamp, a written request, and a cancelled cheque. Also, remember that Reserve Bank of India (RBI) rules usually prevent premature withdrawals within the first three months, unless it's due to the depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.