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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit In South Tripura

In South Tripura, fixed deposits continue to be a trusted savings choice for individuals seeking steady growth without market-related uncertainties. This option appeals to those who prefer safety and predictable returns over volatile investments. With Shriram Finance, you can start a Fixed Deposit in South Tripura with an initial amount of just Rs.5000. The process is straightforward, and the interest rates are competitive. Minimal paperwork is needed, making it easy for you to get started. Shriram Fixed Deposit is designed to help you grow your savings with confidence. If you're thinking about securing your funds, investing in an FD in South Tripura with Shriram Finance is a dependable way forward.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit does not pay out interest at regular intervals but instead adds it to the principal sum. This reinvested interest allows the deposit to grow through compounding. Once the tenure ends, the full amount paid out includes both the principal and the accumulated interest. Cumulative FDs are ideal for those who do not need periodic income and prefer to let their savings grow over time.

achievement

Non-Cumulative Fixed Deposit

In a Non-Cumulative Fixed Deposit, interest is paid at fixed intervals, offering a regular income flow. It suits those who need consistent payouts. The interest is calculated using simple interest and is available on a monthly, quarterly or annual basis. This option provides predictable returns and better liquidity than cumulative FDs, helping meet ongoing financial needs.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Also, our FDs can be used for various other financial goals

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

Gaining clarity on fixed deposit features and benefits is important when shaping your investment plan. Below are the main highlights and advantages of an FD

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Low minimum investment amountLow minimum investment amount
Compounding Benefit
Compounding benefitsCompounding benefits
Static Alt Text
Attractive interest ratesAttractive interest rates
Predictable Return
Flexible tenureFlexible tenure
Cumulative
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Low Investment
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes

Shriram Fixed Deposit Interest Rates in South Tripura

The FD rates in Solan can fluctuate across banking and financial organisations. Comparing these is vital to optimise your investment. Interest rates generally relate to the deposit timeframe and the institution providing the FD. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 9.40%* p.a. inclusive of 0.50%*p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Note: Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

The above additional interest rates will be applied on the yearly rate, which will be factored correspondingly into the calculation of compounding interest rates for periods shorter than a year, including monthly, quarterly, and half-yearly rates.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in South Tripura

To initiate a fixed deposit in South Tripura, you must meet specific fixed deposit eligibility requirements. The usual criteria for opening an FD account include

  • IndividualEligibility Criteria
    • Partnership Firm
    • Companies
    • Indian Residents
    • Trust and Foundation
    • Hindu Undivided Family
    • Non-Resident Indians (NRIs)
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in South Tripura

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Your FD account can be opened online or by visiting a branch. Ensuring your documents are complete will help avoid unnecessary delays. The typical online FD investment process follows these steps

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Verify the Bank Details. Then, add your nominee details and complete the payment online.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in South Tripura?

Upon your FD reaching maturity, you might wish to renew your Shriram FD in South Tripura to continue enjoying the advantages. You can use our website, mobile app or visit a branch to renew. The steps for online renewal are as follows

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in South Tripura

You can easily open fixed deposit accounts or handle your current Unnati Fixed Deposit Scheme at any of our conveniently located FD branches in South Tripura. Our knowledgeable professionals are always available to assist you every step of the way.

Dharmanagar

  • Floor II, Thana Road, Ward No - 6, Dharmanagar NORTH TRIPURA, TRIPURA Pincode799250 Phone18001036369

Agartala - II

  • Ground Floor, Krishna Nagar, Old Kalibari Land, Agartala WEST TRIPURA, TRIPURA Pincode799001 Phone18001036369

Agartala

  • 2nd Floor, Motor Stand, Chittaranjan Road, Above S D Electronics, Agartala College AGARTALA, TRIPURA Pincode799004 Phone18001036369
View All Branches

Shriram FD Customer Care in South Tripura

For any doubts or support related to your FD, our Fixed Deposit Customer Care is available to assist. Feel free to call us for help with any concerns. Contact numbers are shared below

Toll Free

Shriram FD Status in South Tripura

To track your Fixed Deposit status in South Tripura, you can either log in to our digital platform or reach out to our customer care team. Monitoring your FD helps you stay informed about interest and maturity details.

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Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in south tripura?

The minimum deposit amount for a fixed deposit in south tripura for Shriram FD is Rs.5000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in south tripura?

The interest rate on FD in south tripura is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in south tripura?

Yes, you can open a FD account online with Shriram Finance in south tripura. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in south tripura?

Yes, premature withdrawals are allowed in South Tripura. However, such withdrawals may attract penalties or a lower interest rate as per FD terms.

Can I open a Fixed Deposit in south tripura in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor with a guardian's consent with Shriram Fixed Deposit.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, there is usually a penalty for premature withdrawal of a fixed deposit. This penalty often involves a reduction in interest rates applicable to the deposit.

Can I change the nominee for my Fixed Deposit in south tripura?

Yes, you can change the nominee for your FD account in south tripura. This process typically requires submitting a request form along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in south tripura?

Yes, you can open multiple fixed deposits in south tripura across different financial institutions or within the same financial institution.

What is the maximum amount that can be invested in a Fixed Deposit in south tripura?

Generally, there is no upper limit; however, some financial institutions may have specific schemes with defined limits.

Can I open a Fixed Deposit in a joint account in south tripura?

Yes, joint fixed deposits are acceptable in South Tripura, subject to the particular terms and conditions of the financial organisation.

Are there any fixed deposit schemes for senior citizens in south tripura?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in south tripura?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in south tripura?

Yes, FD interest rates can differ based on tenure. Typically, longer tenures may offer higher interest rates compared to shorter ones due to the extended commitment from the depositor.

What is the process to close a Fixed Deposit prematurely in south tripura?

To close a Shriram FD prematurely, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. According to the direction of the RBI, a deposit receipt cannot be prematurely closed before three months from the date of deposit/renewal except in case of death of the depositor.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.