Mintifi Finserve Loan Repayment: Pay Your EMI Online

We let Mintifi Finserve borrowers repay their loan EMI through the Shriram One App, alongside their other regular bill payments — no separate portal login required.

About Mintifi Finserve

Mintifi Finserve Private Limited is an RBI-registered, non-deposit-taking NBFC focused on supply chain and inventory financing for small and medium enterprises. Its lending model is built around short-tenor working capital and inventory finance for distributors and dealers across manufacturing supply chains, aimed at making short-term financing more accessible across the last mile of India's distribution networks.

As a BBPS-registered biller, Mintifi Finserve's loan accounts can be paid through any registered BBPS platform, including ours.

Steps to Pay Your Mintifi EMI Online

1. Open the Shriram Website or visit our Loan Repayment section
2. Select Mintifi Finserve Private Limited from the list of loan billers
3. Enter your loan account number — your current EMI due amount is fetched automatically
4. Confirm the amount matches your expectation
5. Choose your payment method and complete the transaction
6. Save or download your payment receipt

Payment Methods for Your Mintifi EMI

We support UPI, net banking, and debit card for Mintifi Finserve loan repayment, the same options available across our other BBPS categories.

Benefits of Paying Through Us

• Pay Mintifi Loan Online alongside your other regular bills, in one login
• Get an instant digital receipt for every secure loan payment
• View your full repayment history without needing a separate Mintifi Finserve account login
• Earn reward points on eligible payments through our Rewards programme

Benefits of Paying Through Shriram Finance

• Pay Mintifi Loan Online alongside your other regular bills, in one login
• Access your complete payment history and download receipts at any time
• Payments are processed through BBPS, meaning every transaction is secure and tracked under a regulated framework
• Earn reward points on eligible payments through our Rewards programme

Download Loan Payment Receipt

1. Log in to your Shriram Finance account.
2. Open the transaction history section.
3. Select the relevant Loan Payment Receipt entry.
4. Download the receipt to your device.

Check Loan Repayment History

Your Loan Transaction History within our platform shows every Mintifi EMI Online payment made through us, along with its date, amount, reference number, and status:

EMI Due Dates and Late Payment Consequences

Missed EMIs typically attract a late payment charge, set by your specific loan agreement with Mintifi Finserve. Contact Mintifi Finserve directly to confirm the exact terms applicable to your account.

What Happens If Your Payment Fails?

If a payment doesn't go through, check your bank statement first to confirm whether an amount was actually debited. If it was, the payment is often pending confirmation rather than genuinely failed — check your loan transaction history before retrying, since a duplicate attempt can lead to a double charge.

If a genuine failure occurred after a debit, the amount is typically reversed to your original payment method through the standard settlement cycle.