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Personal Loan in Agra
At Shriram Finance, we recognise the diverse financial needs of Agra's residents. Whether you are planning a wedding, renovating your home, starting a business, or dealing with unexpected medical expenses, our personal loan in Agra is here to support you. Our collateral-free loans of up to âı10,00,000/-*
Personal Loan Types in Agra
Shriram Finance offers a variety of options for a personal loan in Agra to cater to different needs:
Features and Benefits of Personal Loan in Agra
Choosing Shriram Finance for your personal loan in Agra comes with several advantages:
Collateral-free Loans
Flexible Repayment Options
Quick Approval
Competitive Interest Rates
Seamless Experience
Regular Reminders
Personal Loan Interest Rates and Charges in Agra
At Shriram Finance, we offer competitive interest rates that are both affordable and transparent.
- Our interest rates start at 11%* p.a.âŻ, but they can vary based on factors such as your credit score, income, and repayment capacity. Additionally, it essential to keep in mind other potential charges like processing fees and prepayment penalties. We ensure clear communication throughout the application process.
- Knowing these costs can help you manage your finances effectively and choose the right personal loan in Agra.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 11%* p.a.⯠|
| Processing Fees | Up to 5%* |
| Prepayment Charges | Up to 5%* |
| Late Payment Fees | 36%* p.a. |
These rates are designed to provide affordability while maintaining transparency.
How to Use the Personal Loan EMI Calculator?
If you are considering a personal loan in Agra, having the right tools can greatly enhance your financial planning. One helpful resource is the personal loan EMI calculator provided by Shriram Finance. This calculator gives you a clear understanding of your potential monthly payments. To use it, simply enter the amount you wish to borrow, the interest rate, and the loan tenure. Once you input these details, the calculator will provide an estimate of your monthly instalments. Knowing your EMI can help you make informed decisions about your borrowing options. By utilizing our personal loan EMI calculator, you can take a proactive step towards achieving your financial goals with confidence in Agra.
STEP 01
Required loan amount
STEP 02
Interest rate
Min 11%
Max 42%
STEP 03
Min 12 months
Max 60 months
Personal Loan Calculator Summary
Loan
Loan Amount
âı 50,000
Interest Payable
âı 3,029
Monthly EMI
âı 4,419
Eligibility and Documentation Criteria for Personal Loan in Agra
To qualify for a personal loan in Agra from Shriram Finance, ensure you meet the following criteria:
Eligibility Criteria:- Nationality: Must be an Indian resident.
- Employment Status: Salaried individuals employed with reputable organisations or self-employed professionals.
- Credit Score: A minimum score of 700 is preferred.
- Age: Applicants should be between 21* to 60* years old (on loan closure).
- Income: Minimum monthly income requirement varies based on the loan amount.
- Required Documents:
- Identity Proof
- Passport
- Driving License
- Voter ID
- PAN Card
- Address Proof
- Passport
- Driving License
- Gas Bill with Gas book
- Other Documents
- Recent passport-size colour photographs
- Income Proof Documents of Last 3 months
- Bank Statement for the last six months
- One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)
Step-by-Step Application Process for Personal Loan in Agra
Applying for a personal loan in Agra with Shriram Finance is straightforward:
Step 1
Visit the official website or the nearest branch.Step 2
Fill out the online application form with the necessary details.Step 3
Submit the required documents for verification.Step 4
Wait for approval, which typically takes less than 24 houStep 5
Upon approval, funds will be disbursed directly to your bank account.
Our Personal Loan Branches in Agra
Shriram Finance has a well-established presence in Agra. We understand that accessibility is crucial, and our locations are thoughtfully positioned in key areas throughout the city. Our professional team is available to assist you with every aspect of your loan journey. Whether you need help with your application, have inquiries about eligibility criteria, or wish to discuss various repayment options, we are here to provide expert guidance. For those who prefer digital solutions, our website features an online branch locator tool, making it easy to find the nearest Shriram Finance branch at your convenience. We are dedicated to ensuring a seamless experience by combining accessibility with high-quality customer service. Our goal is to make the borrowing process clear and straightforward for everyone in Agra. We encourage you to visit your nearest branch today and let us support you in reaching your financial aspirations. Key locations include:
Locate Us
Personal Loan Customer Care in Agra
For inquiries or support concerning personal loans in Agra, Shriram Finance provides dedicated customer care services. You can get in touch with us via phone or visit any of our local branches for customised help.
Personal Loan Status in Agra
To verify the status of your personal loan application with Shriram Finance, we have established convenient methods for keeping you informed. You may follow these steps:
- Go to the official Shriram Finance website and locate the loan status section.
- If you prefer personalised assistance, our dedicated customer care team is available to help.
At Shriram Finance, we strive to ensure a seamless and stress-free borrowing experience. By choosing us, you gain access to competitive interest rates, flexible repayment options, and exceptional customer support. Check your application status today!
Personal Loan in Major Cities in India
FAQs
What are the eligibility criteria for a personal loan in Agra?
To qualify for a personal loan from Shriram Finance in Agra, applicants must be Indian residents aged between 21* to 60* years at the time of loan closure. Additionally, it is necessary to provide valid proof of identity and address, along with income documentation for the last three months and bank statements for the previous six months.
What is the interest rate on a personal loan in Agra?
The interest rates for personal loans in Agra from Shriram Finance begin at 11%* p.a.âŻ, and may vary based on factors such as your credit score, income, and repayment capacity.
Are personal loans in Agra unsecured?
Yes, personal loans in Agra offered by Shriram Finance are unsecured, meaning they do not require collateral. However, a strong credit score is essential for securing approval.
Can I prepay or foreclose my personal loan in Agra?
Yes, you have the option to prepay or foreclose your personal loan with Shriram Finance in Agra. Please note that prepayment fees may apply as outlined in the terms and conditions of your loan agreement.
Can I apply for a personal loan online in Agra?
Yes, you can conveniently apply for a personal loan online through the Shriram Finance website. The application process has been designed to allow you to complete it from the comfort of your own home.
How can I check the status of my personal loan application in Agra?
You can check the status of your personal loan application by visiting the Shriram Finance website and entering your application reference number. Alternatively, you may contact our customer service team for updates.
What is the minimum income required for a personal loan in Agra?
The minimum income requirement varies depending on the desired loan amount and individual eligibility criteria. Generally, applicants should demonstrate sufficient income to meet their repayment obligations.
Are there any hidden charges for personal loans in Agra?
At Shriram Finance, we prioritise transparency; therefore, there are no hidden fees associated with the personal loans. All relevant fees and charges will be clearly communicated during the application process.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.