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Personal Loan in Dhar
Dhar is a city steeped in history located in Madhya Pradesh. As residents strive to achieve their personal and professional goals, financial support often becomes crucial. A personal loan in Dhar provides essential assistance for covering expenses such as education, medical emergencies or home renovations.Various tailored financial products are designed to meet specific needs effectively. These loans come with quick approval and attractive interest rates starting from 11%* p.a. , ensuring that funds are accessible when required most. The emphasis remains on providing a smooth borrowing experience.Through a personal loan in Dhar, individuals can access up to ₹10,00,000/-*
Personal Loan Types in Dhar
Shriram Finance offers an extensive selection of options for a personal loan in Dhar, designed to fulfil various financial requirements:
Features and Benefits of Personal Loan in Dhar
Choosing Shriram Finance for your personal loan in Dhar presents numerous advantages:
Flexible Repayment Options:
Collateral-free Loans:
Competitive Interest Rates:
Quick Approval:
Seamless Experience:
Regular Reminders:
Personal Loan Interest Rates and Charges in Dhar
Evaluating the costs associated with a personal loan in Dhar is essential for prudent financial management. Shriram Finance offers competitive interest rates designed to be both reasonable and transparent.
- Our rates commence at 11%* p.a. , with variations based on factors such as credit score, income level, and repayment capacity. Additionally, it is crucial to consider other charges like processing fees and penalties for early repayment during this process; we ensure clarity throughout so that you are fully aware of what lies ahead.
- Understanding these costs enables you to secure the right personal loan in Dhar tailored to your needs. Trust Shriram Finance for reliable financial solutions.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 11%* p.a. |
| Processing Fees | Up to 5%* |
| Prepayment Charges | Up to 5%* |
| Late Payment Fees | 36%* p.a. |
The interest rates are crafted to provide financial accessibility while ensuring clarity throughout the lending experience.
How to Use the Personal Loan EMI Calculator
Streamlining your financial planning can be achieved with Shriram Finance’s EMI calculator. Input the required loan amount (up to ₹10,00,000/-*
STEP 01
Required loan amount
STEP 02
Interest rate
Min 11%
Max 42%
STEP 03
Min 12 months
Max 60 months
Personal Loan Calculator Summary
Loan
Loan Amount
₹ 50,000
Interest Payable
₹ 3,029
Monthly EMI
₹ 4,419
Eligibility and Documentation Criteria for Personal Loan in Dhar
To secure a personal loan from Shriram Finance in Dhar, you must satisfy certain stipulated conditions:
Eligibility Criteria:- Employment Status: Salaried individuals employed with reputable organisations or self-employed professionals.
- Age: Applicants should be between 21* to 60* years old (on loan closure).
- Credit Score: A minimum score of 700 is preferred.
- Income: Minimum monthly income requirement varies based on the loan amount.
- Nationality: Must be an Indian resident.
- Required Documents:
- Identity Proof:
- Driving license
- Voter ID
- PAN Card
- Passport
- Address Proof:
- Driving license
- Gas bill with gas book
- Passport
- Other Documents:
- Recent passport-size colour photographs
- Income proof documents of last 3 months
- Bank statement for the last six months
- One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)
Step-by-Step Application Process for Personal Loan in Dhar
Applying for a personal loan with Shriram Finance in Dhar is intended to be an uncomplicated experience:
Step 1
Visit the official website or the nearest branch.Step 2
Fill out the online application form with the necessary details.Step 3
Submit the required documents for verification.Step 4
Wait for approval, which typically takes less than 24 houStep 5
Upon approval, funds will be disbursed directly to your bank account.
Our Personal Loan Branches in Dhar
Shriram Finance’s branches across India are designed to simplify the application process for personal loan. Our locations are strategically chosen for optimal accessibility. For any assistance regarding your application, eligibility queries, or repayment options, our knowledgeable staff is available to guide you through each step of the process. If an in-person visit is not feasible, our website features an online branch locator for quick access to our nearest office. We aim to provide a seamless experience by merging convenience with exceptional customer service standards. Explore our branches in Dhar today and let us help you achieve your financial objectives. Key locations include:
Locate Us
Personal Loan Customer Care in Dhar
For inquiries related to personal loan in Dhar, Shriram Finance provides comprehensive customer support, accessible via telephone or at local branches for tailored assistance.
Personal Loan Status in Dhar
To keep track of your personal loan application with Shriram Finance, we offer convenient options for updates. Here’s how you can follow your application’s progress:
- Utilise Our Online Platform: Navigate to the official Shriram Finance website and locate the loan status section. By entering your application reference number, you can obtain real-time updates on your loan's progress, ensuring you remain informed effortlessly.
- Connect with Our Customer Support: Should you prefer personal interaction, our dedicated customer care team is ready to assist. They will provide accurate information regarding your loan application status and resolve any queries you may have.
Our commitment is to facilitate a seamless borrowing experience. With attractive interest rates and flexible repayment options, tracking your application has never been easier.
Personal Loan in Major Cities in India
FAQs
What are the eligibility criteria for a personal loan in Dhar?
To qualify for a personal loan in Dhar from Shriram Finance, you must be an Indian resident aged between 21* to 60* years at the time of loan closure. Additionally, you will need to provide valid identity and address proof, income documentation for the last three months, and bank statements for the preceding six months.
What is the interest rate on a personal loan in Dhar?
The interest rates for a personal loan in Dhar from Shriram Finance start at 11%* p.a. , which may fluctuate based on factors such as your credit score, income level, and repayment ability.
Is a personal loan in Dhar unsecured?
Yes, a personal loan in Dhar offered by Shriram Finance is unsecured, meaning it does not require any collateral. However, having a robust credit score is essential for approval.
Can I prepay or foreclose my personal loan in Dhar?
Yes, you can prepay or foreclose your personal loan in Dhar with Shriram Finance. However, prepayment charges may apply according to the terms specified in your loan agreement.
Can I apply for a personal loan online in Dhar?
Yes, you can conveniently apply for a personal loan online through the Shriram Finance website. The process is designed for ease of use, allowing you to complete your application from home.
How can I check the status of my personal loan application in Dhar?
You can check the status of your personal loan application by visiting the Shriram Finance website and entering your application reference number. Alternatively, you can contact customer care for updates.
What is the minimum income required for a personal loan in Dhar?
The minimum income requirement varies based on the loan amount and individual eligibility criteria. Generally, applicants should demonstrate adequate income to meet their repayment obligations.
Are there any hidden charges for a personal loan in Dhar?
Shriram Finance is committed to transparency; therefore, there are no hidden charges associated with our personal loan. All applicable fees and charges will be clearly outlined during the application process.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.