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Personal Loan in Mathura
In the vibrant city of Mathura, where tradition meets modernity, financial needs can arise unexpectedly. Whether it's for a wedding, home renovation, medical expenses, or even a dream vacation, a personal loan offer a flexible solution to meet your diverse requirements. Shriram Finance understands the unique challenges faced by residents and aims to provide tailored financial assistance that is both accessible and straightforward. With competitive interest rates and minimal documentation, applying for a personal loan has never been easier. What sets Shriram Finance apart is its commitment to customer satisfaction. We believe in building lasting relationships with our clients by offering personalised solutions that cater to individual financial situations. Our flexible repayment options allow you to choose a plan that fits your budget comfortably, making it easier to manage your finances. As you explore your options for Personal Loan in Mathura, remember that Shriram Finance is here to guide you every step of the way. We invite you to read through this guide to discover how our services can help you achieve your financial goals with confidence and ease.
Personal Loan Types in Mathura
In Mathura, Shriram Finance offers a diverse range of personal loan types to cater to various financial needs. Here are the key options available:
Features and Benefits of Personal Loan in Mathura
When considering a Personal Loan in Mathura, Shriram Finance provides a range of features and benefits designed to meet your financial needs effectively. Here are the key highlights:
Collateral-free Loans
Quick Disbursals
Flexible Repayments
Competitive Interest Rates
Seamless Digital Experience
Regular Payment Reminders
Personal Loan Interest Rates and Charges in Mathura
Understanding the interest rates and charges associated with a Personal Loan in Mathura is vital for making informed financial decisions. At Shriram Finance, we pride ourselves on offering competitive interest rates that start at 11%* p.a. . However, it's important to note that the exact rate you receive may vary based on factors such as your credit score, income level, and overall repayment capacity. This personalised approach ensures that you get a loan that aligns with your financial situation.
- In addition to interest rates, there are other charges to consider when taking out a personal loan. Processing fees may apply, which are typically a small percentage of the loan amount. We strive for transparency throughout the application process, ensuring you are fully aware of any potential costs before you commit.
- It's also worth noting that prepayment options may come with certain fees, allowing you to pay off your loan early if your financial situation improves. This flexibility can be beneficial for managing your finances in the long run.
- By understanding these aspects of borrowing, you can make better financial choices and select a personal loan that suits your needs. With Shriram Finance, you can embark on your financial journey with clarity and confidence, knowing that we are here to support you every step of the way.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 11%* p.a. |
| Processing Fees | Up to 5%* |
| Prepayment Charges | Up to 5%* |
| Late Payment Fees | 36%* p.a. |
These rates are designed to provide affordability while maintaining transparency.
How to Use the Personal Loan EMI Calculator
To effectively manage your finances, it's important to have the right tools at hand. One useful tool is the personal loan EMI calculator provided by Shriram Finance. Calculating your monthly payments (EMI) is vital before taking out a loan. Shriram Finance offers an easy-to-use EMI calculator on their website. Here how it works: Enter Loan Amount: Specify how much money you wish to borrow. Select Tenure: Choose your desired repayment period (12 to 60 months
STEP 01
Required loan amount
STEP 02
Interest rate
Min 11%
Max 42%
STEP 03
Min 12 months
Max 60 months
Personal Loan Calculator Summary
Loan
Loan Amount
₹ 50,000
Interest Payable
₹ 3,029
Monthly EMI
₹ 4,419
Eligibility and Documentation Criteria for Personal Loan in Mathura
To apply for a Personal Loan in Mathura, certain eligibility criteria is important:
Eligibility Criteria:- Age: Applicants should be between 21* to 60* years old (on loan closure).
- Nationality: Must be an Indian resident.
- Income: The minimum monthly income requirement varies based on the loan amount.
- Employment Status: Salaried individuals employed with reputable organisations or self-employed professionals.
- Credit Score: A minimum score of 700 is preferred.
- Required Documents:
- Identity Proof
- Passport
- Driving License
- Voter ID
- PAN Card
- Address Proof
- Passport
- Driving License
- Gas Bill with gas book
- Other Documents
- Recent passport-size colour photographs
- Income Proof Documents for last 3 months
- Bank Statement for the last six months
- One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)
Step-by-Step Application Process for Personal Loan in Mathura
Applying for a personal loan in Mathura with Shriram Finance is straightforward:
Step 1
Visit the official website or the nearest branch.Step 2
Fill out the online application form with the necessary details.Step 3
Submit the required documents for verification.Step 4
Wait for approval, which typically takes less than 24 houStep 5
Upon approval, funds will be disbursed directly to your bank account.
Our Personal Loan Branches in Mathura
Shriram Finance has established a strong presence in Mathura, making it easy for residents to access financial services. At Shriram Finance, we understand that accessibility is key to providing excellent customer service. Our branch staff is always ready to assist you with your loan applications, answer any questions about eligibility, and explain repayment options in detail. We aim to create a welcoming environment where you can feel comfortable discussing your financial goals. Our commitment is to provide a seamless experience by combining accessibility with exceptional customer service. Whether you're looking for a personal loan or exploring other financial products, our team in Mathura is here to support you every step of the way. Visit us today and let Shriram Finance help you achieve your financial aspirations! Here a list of Shriram Finance branches in Mathura:
Locate Us
Personal Loan Customer Care in Mathura
If you have any questions or need assistance regarding a personal loan in Mathura, Shriram Finance offers dedicated customer care services. You can easily reach out by phone or visit any of our branches for personalised support.
Personal Loan Status in Mathura
To check the status of your personal loan application with Shriram Finance, we provide simple ways to keep you updated. Here how you can track your application:
- Visit Our Website: Go to the official Shriram Finance site and find the loan status section. Enter your application reference number to get real-time updates on how your loan is progressing; this way, you'll stay informed without any hassle.
- Contact Customer Care: If you'd prefer speaking directly with someone, our dedicated customer care team is ready to assist you by providing accurate information about your loan application status and answering any questions you might have.
Personal Loan in Major Cities in India
FAQs
What are the eligibility criteria for a personal loan in Mathura?
To qualify for a personal loan in Mathura from Shriram Finance, you must be an Indian resident aged between 21* to 60* years at the time of loan closure. Additionally, valid identity proof, address proof, income documentation from the last three months, and bank statements from the past six months are required.
What is the interest rate on a personal loan in Mathura?
The interest rates for a personal loan in Mathura from Shriram Finance start at 11%* p.a. , depending on various factors such as credit score, income level, and repayment capacity.
Are personal loans in Mathura unsecured?
Yes, personal loans offered by Shriram Finance in Mathura are unsecured loans; this means they do not require collateral but having a good credit score is essential for approval.
Can I prepay or foreclose my personal loan in Mathura?
Yes, prepayment or foreclosure of your personal loan in Mathura with Shriram Finance is possible; however, prepayment charges may apply according to terms outlined in the loan agreement.
Can I apply for a personal loan online in Mathura?
Absolutely! You can easily apply online through the Shriram Finance website; this process has been designed for convenience so that you can complete your application from home.
How can I check my personal loan application status in Mathura?
You can check your application status by visiting the Shriram Finance website and entering your application reference number; alternatively, contacting customer care will also provide updates.
What is the minimum income required for a personal loan in Mathura?
The minimum income requirement varies based on both loan amount and individual eligibility criteria; generally speaking, applicants should demonstrate sufficient income to meet their repayment obligations.
Are there any hidden charges associated with a personal loan in Mathura?
Shriram Finance values transparency; therefore there are no hidden charges related to their personal loansall applicable fees will be clearly outlined during the application process.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.