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Personal Loan in Rohtak
Rohtak is a lively city where many residents seek financial support for various needs. Shriram Finance understands the significance of having access to personal loans that can assist in managing expenses effectively.Shriram Finance offers an array of loan options tailored specifically for Rohtak residents. Whether it funding education costs or addressing urgent medical bills, Shriram Finance is ready to provide support every step of the way. Quick approvals and competitive interest rates ensure timely access to funds.Shriram Personal Loans are collateral-free; borrowers can secure amounts up to âı10,00,000/-*
Personal Loan Types in Rohtak
Shriram Finance provides multiple personal loan options in Rohtak to suit different situations:
Features and Benefits of Personal Loan in Rohtak
Choosing Shriram Finance for a personal loan in Rohtak offers various advantages:
Flexible Repayment Options
Collateral-free Loans
Competitive Interest Rates
Quick Approval
Seamless Experience
Regular Reminders
Personal Loan Interest Rates and Charges in Rohtak
Understanding the expenses related to a personal loan in Rohtak is key for making sound financial decisions. Shriram Finance provides competitive interest rates that are both affordable and clear. Starting rates are at 11%* p.a.⯠but may fluctuate based on factors such as credit score, income level, and repayment ability.
- It's important to consider additional charges like processing fees and prepayment penalties. The company emphasises transparent communication throughout the application process to ensure borrowers are well-informed.
- Being aware of these costs can assist individuals in planning their finances better and choosing the right personal loan in Rohtak. With Shriram Finance, navigating financial journeys becomes simpler, allowing residents to pursue their goals with confidence.
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 11%* p.a.⯠|
| Processing Fees | Up to 5%* |
| Prepayment Charges | Up to 5%* |
| Late Payment Fees | 36%* p.a. |
These rates are designed to provide affordability while maintaining transparency.
How to Use the Personal Loan EMI Calculator
To manage finances effectively, having the right tools is essential. One such tool is the personal loan EMI calculator offered by Shriram Finance. This calculator helps clarify financial commitments.Using it is simple and user-friendly. Input the required loan amount, applicable interest rate, and tenure. Once these details are submitted, the calculator will provide an estimate of your monthly payments. This information is vital for understanding how much needs to be budgeted each month. A clear understanding of your EMI can facilitate smart borrowing decisions. By using Shriram Finance's personal loan EMI calculator, you can progress toward achieving your financial aspirations confidently.
STEP 01
Required loan amount
STEP 02
Interest rate
Min 11%
Max 42%
STEP 03
Min 12 months
Max 60 months
Personal Loan Calculator Summary
Loan
Loan Amount
âı 50,000
Interest Payable
âı 3,029
Monthly EMI
âı 4,419
Eligibility and Documentation Criteria for Personal Loan in Rohtak
To qualify for a personal loan in Rohtak from Shriram Finance, ensure you meet the following criteria:
Eligibility Criteria:- Nationality: Must be an Indian resident.
- Employment Status: Salaried individuals employed with reputable organisations or self-employed professionals.
- Credit Score: A minimum score of 700 is preferred.
- Age: Applicants should be between 21* to 60* years old (on loan closure).
- Income: Minimum monthly income requirement varies based on the loan amount.
- Required Documents:
- Identity Proof
- Passport
- Driving License
- Voter ID
- PAN Card
- Address Proof
- Passport
- Driving License
- Gas Bill with Gas book
- Other Documents
- Recent passport-size colour photographs
- Income Proof Documents of Last 3 months
- Bank Statement for the last six months
- One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)
Step-by-Step Application Process for Personal Loan in Rohtak
Applying for a personal loan in Rohtak with Shriram Finance is straightforward:
Step 1
Visit the official website or the nearest branch.Step 2
Fill out the online application form with the necessary details.Step 3
Submit the required documents for verification.Step 4
Wait for approval, which usually takes less than 24 houStep 5
Upon approval, funds will be disbursed directly to your bank account.
Our Personal Loan Branches in Rohtak
Shriram Finance delivers personal loan services in Rohtak, focussing on simplified application and management processes. Our location provides accessible financial solutions for residents requiring personal loans. Whether assistance is required with loan applications, questions about eligibility, or clarification on repayment terms, Shriram Finance stands ready to help at every stage. Customers can visit in person for personalized guidance that ensures a smooth borrowing journey. For those unable to visit a branch, an online branch locator tool on the website makes it easy to find the nearest Shriram Finance location. The objective is to create a seamless experience by blending accessibility with high-quality customer service. The aim is to make borrowing straightforward and transparent for all residents of Rohtak. Stop by your nearest branch today and take steps toward achieving your financial goals!
Locate Us
Personal Loan Customer Care in Rohtak
If you have questions or need assistance with a personal loan in Rohtak, Shriram Finance provides dedicated customer care services. You can contact us via phone or visit any branch for personalized support.
Personal Loan Status in Rohtak
To monitor the status of your personal loan application with Shriram Finance, several quick and easy options are available for updates.
- Visit Our Website: Access the official Shriram Finance website and navigate to the loan status section. Enter your application reference number for real-time updates on your loan progress. This keeps you informed without any hassle.
- Contact Customer Care: If direct communication is preferred, the dedicated customer care team is available to assist you. They can provide precise information regarding your loan application status and address any inquiries.
Here how you can check your application:
Personal Loan in Major Cities in India
FAQs
What are the eligibility criteria for a personal loan in Rohtak?
To qualify for a personal loan from Shriram Finance in Rohtak, applicants must be Indian residents aged between 21* to 60* years at the time of closing the loan. Required documentation includes valid identity proof, address verification documents, income statements from the last three months, and bank statements from the previous six months.
What is the interest rate on a personal loan in Rohtak?
Interest rates on personal loans from Shriram Finance start at 11%* p.a.âŻ, with variations based on factors such as credit score, income level, and repayment capability.
Are personal loans in Rohtak unsecured?
Yes, Shriram Finance offers unsecured loans in Rohtak that do not require any collateral. Maintaining a good credit score is essential for approval.
Can I prepay or foreclose my personal loan in Rohtak?
Yes! You have the option to prepay or foreclose your personal loan with Shriram Finance. However, keep in mind that prepayment charges may apply as per your agreement's terms.
Can I apply for a personal loan online in Rohtak?
Absolutely! You can easily apply online through the Shriram Finance website. The streamlined process allows you to complete your application conveniently from home.
How can I check the status of my personal loan application in Rohtak?
To check your application status, visit the Shriram Finance website and enter your application reference number. Alternatively, you can contact customer care for assistance with updates.
What is the minimum income required for a personal loan in Rohtak?
Minimum income requirements vary based on individual eligibility criteria as well as desired amounts borrowed. Generally speaking, applicants should demonstrate sufficient income levels to meet their repayment obligations effectively.
Are there any hidden charges associated with a personal loan in Rohtak?
Shriram Finance emphasises transparency; therefore, there are no hidden fees related to their loans. All applicable charges will be clearly communicated during your application process.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.