Notifications5
Udaipur is often called the "City of Lakes" and is renowned for its stunning palaces and rich cultural heritage. Situated in the southern part of Rajasthan, this city looks nothing less than a painting. What more, this colourful city serves as one of the leading lights in the tourism industry of India. And as people seek to improve their lives through education, home renovation, etc., the need for accessible loans becomes essential. This is where Shriram Finance comes in with Shriram Personal Loan. We understand the diverse financial needs of Udaipur's residents and offer personal loan options with competitive interest rates and flexible tenure. Whether you want to fund a wedding or cover medical expenses, a personal loan in Udaipur from Shriram Finance can make your life easier.
We offer a variety of personal loan options in Udaipur to suit different needs:
Choosing Shriram Finance for your personal loan comes with several advantages:
Understanding the costs associated with personal loans is vital. Shriram Finance provides transparency in the rates so that you can make financial-savvy decisions:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 11%* p.a.⯠|
| Processing Fees | Up to 5%* |
| Prepayment Charges | Up to 5%* |
| Late Payment Fees | 36%* p.a. |
These charges ensure transparency and affordability.
Using the Shriram Personal Loan EMI Calculator is easy and effective. Enter your required loan amount, interest rate, and tenure to estimate your monthly payments and the total interest payable. Make smart borrowing decisions by playing with different tenures and loan amount and choose the scenario that suits you the best.
STEP 01
Required loan amount
STEP 02
Interest rate
Min 11%
Max 42%
STEP 03
Min 12 months
Max 60 months
Personal Loan Calculator Summary
Loan
Loan Amount
âı 50,000
Interest Payable
âı 3,029
Monthly EMI
âı 4,419
To qualify for a personal loan in Udaipur from Shriram Finance, ensure you meet these criteria:
Applying for a personal loan in Udaipur with Shriram Finance is straightforward:
Shriram Finance has multiple branches across Udaipur, providing convenience for customers looking to apply or manage their loans. Key locations include:
For any questions or assistance regarding personal loans in Udaipur, Shriram Finance offers dedicated customer care services. You can reach out via phone or visit any branch for personalised support.
To check the status of your personal loan application, visit our website and enter your application reference number. Alternatively, contact customer care for real-time updates on your application status.
By choosing Shriram Finance, you can enjoy a smooth borrowing experience tailored to meet your financial needs in Udaipur.
What are the eligibility criteria for a personal loan in Udaipur?
To qualify for a personal loan from Shriram Finance in Udaipur, you need to be an Indian resident aged between 21* to 60* years at the time of loan closure. Valid identity proof and address documentation are also required along with recent income statements and bank statements.
What is the interest rate on a personal loan in Udaipur?
The interest rates for personal loans from Shriram Finance in Udaipur start at 11%* p.a.⯠These rates can vary based on factors like credit score and income level.
Are personal loans in Udaipur unsecured?
Yes, personal loans offered by Shriram Finance in Udaipur are unsecured; no collateral is needed. However, having a good credit score is essential for approval.
Can I prepay or foreclose my personal loan in Udaipur?
Yes, you can prepay or close your personal loan with Shriram Finance in Udaipur. Just keep in mind that prepayment charges may apply as per your loan agreement.
Can I apply for a personal loan online in Udaipur?
Absolutely! You can conveniently apply online through the Shriram Finance website. The process is designed to be simple so that you can complete it from home.
How can I check the status of my personal loan application in Udaipur?
To check your application status, visit our website and enter your application reference number. You can also contact customer care for further assistance regarding your application.
What is the minimum income required for a personal loan in Udaipur?
The minimum income requirement varies depending on the requested loan amount and individual eligibility criteria. Generally, applicants should show enough income to comfortably meet their repayment obligations.
Are there any hidden charges for personal loans in Udaipur?
At Shriram Finance, we believe in transparency; hence there are no hidden charges associated with our personal loans. All applicable fees will be clearly communicated during the application process.
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.