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Used Car Loans in Bhagalpur
Bhagalpur's commercial growth and improving infrastructure have made personal transportation more important than ever. A used car offers an affordable way to navigate the city, saving you time and giving you greater independence in your daily commute. Shriram Finance offers used car loans in Bhagalpur, with loan amounts starting from ₹1 lakh* and repayment options of up to 48 months. Our competitive interest rates and simplified loan process make it easy to finance a pre-owned car. Apply now and enjoy the convenience of having your own vehicle in Bhagalpur.
Used Car Loan Types in Bhagalpur
Shriram Finance provides the following used car loan types in Bhagalpur to meet various customer needs. Opt for the loan type that matches your financial requirements.
Pre-Owned Car Loan
Loan Against Car (Car Refinancing)
Features and Benefits of Used Car Loans in Bhagalpur
Competitive Interest Rates
Flexible Repayment Tenures
Regular Reminders
High Financing Percentage
Car Refinancing Options
Customised Loan Solutions
Dedicated Customer Service
Easy Online Application
Used Car Loan Interest Rates in Bhagalpur
Shriram Finance makes used car ownership simple with competitive interest rates starting at 10%* p.a. Our transparent fee structure ensures easy loan management. Find all applicable charges listed below:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
Before applying, calculate your estimated EMI with our second-hand car loan calculator to make an informed decision.
How to Use the Used Car Loan EMI Calculator
If you're looking to figure out the EMI for a used car loan in Bhagalpur, just enter the loan amount and the term. The pre-owned car loan calculator will instantly display your estimated repayments. You can use this to explore various finance options before you apply.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
₹ 1,00,000
Interest Payable
₹ 8,103
Monthly EMI
₹ 6,006
Car Refinancing in Bhagalpur
Shriram Finance's refinancing solutions allow you to access funds while keeping ownership of your car intact. This enables you to leverage your car's value for financing without the need to sell it. The service comes with attractive interest rates and customisable repayment options. It is specifically designed for vehicles without any outstanding loans, providing a convenient way to enhance financial flexibility.
Eligibility and Documentation Criteria for Used Car Loans in Bhagalpur
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loans in Bhagalpur
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Bhagalpur
Shriram Finance is present in Bhagalpur to assist with your used car loan requirements. To locate your nearest branch, you can use our branch locator tool.
Locate Us
Used Car Loan Customer Care in Bhagalpur
If you have any questions about your used car loan in Bhagalpur, our customer service team is here to assist you. You can contact us by phone or visit one of our branches for support. Refer to the table below for our customer care contact numbers:
Used Car Loan Status in Bhagalpur
To track the status of your used car loan in Bhagalpur, log into your Shriram Finance account online and head to the 'Loan Status' section. Enter your application or loan account number for updates. Alternatively, contact customer care or visit a branch for information. We are committed to keeping you informed at every step of the process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a used car loan in Bhagalpur?
Yes, Shriram Finance provides financing solutions for used cars in Bhagalpur with options tailored to meet your needs.
What are the eligibility criteria for a used car loan in Bhagalpur?
Applicants must be Indian residents aged between 21* and 59* years at the time of loan maturity. Income eligibility depends on factors such as vehicle model age and tenure of the loan.
What is the interest rate on a used car loan?
Interest rates start at 10%* p.a. for used car loans, but the final rate will depend on various factors.
What documents are required for a used car loan in Bhagalpur?
The required documents include an application form, KYC papers, income proof, bank statements, and vehicle registration documents. Additional requirements may vary based on your profile.
What is the processing fee for a used car loan?
Processing fees may go up to 5%* of the total loan amount, depending on specific terms and conditions.
What is the down payment required for a used car loan in Bhagalpur?
A minimum down payment of 15%* is required, as up to 85%* of the vehicle's value can be financed by Shriram Finance.
Can I apply for a used car loan online in Bhagalpur?
Yes, you can easily apply online through Shriram Finance's website or via Shriram One mobile app using a straightforward process.
What is the maximum loan amount I can get for a used car in Bhagalpur?
Shriram Finance offers up to 85%* financing of the vehicle's value with a minimum loan amount starting at ₹1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.