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Used Car Loan in Dhanbad
Thinking about buying a pre-owned car in Dhanbad? A Used Car Loan in Dhanbad from Shriram Finance can help you manage the cost by turning it into easy monthly instalments. This way, you don't have to pay the full amount upfront. Whether it's for daily use or family needs, owning a car becomes simple with the right planning. In this guide, you will find all the important details to help you understand how to apply and what to expect.
Used Car Loan Types in Dhanbad
Shriram Finance brings a variety of second-hand car loan options in Dhanbad to meet customer demands. Select a loan that fits your needs and budget.
Loan Against Car (Car Refinancing)
Pre-Owned Car Loan
Features and Benefits of Used Car Loan in Dhanbad
Competitive Interest Rates:
Flexible Repayment Tenures:
High Financing Percentage:
Regular Reminders:
Car Refinancing Options:
Dedicated Customer Service:
Easy Online Application:
Customised Loan Solutions:
Used Car Loan Interest Rates in Dhanbad
The Used Car Loan in Dhanbad from Shriram Finance offer attractive interest rates starting at 10%* p.a., ensuring affordable car financing. These rates are designed to make loan repayments easier, allowing you to own a pre-owned car without burdening your finances. Below is a summary of the charges and fees applicable to our Used Car Loan:
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Starting from 10%* p.a. |
| Processing Fees | up to 5%* |
| Foreclosure Charges | up to 4%* |
| Loan Tenure | up to 48 months |
You can also check your estimated EMIs and interest rate using our second-hand car loan EMI calculator. This simple tool lets you plan your repayments early and helps you select a loan option that suits your financial situation.
How to Use the Used Car Loan EMI Calculator
Using the pre-owned car loan calculator is effortless. Select your loan amount and tenure, and it will instantly generate your estimated EMI. This helps you get a clear idea of your repayment plan before applying. The tool also shows how different loan options impact your EMI, ensuring that you choose the right one. It is a helpful way to manage your finances smartly.
STEP 01
Required Loan Amount
STEP 02
Interest Rate
Min 10%
Max 42%
STEP 03
Min 18 months
Max 48 months
Loan Summary
Loan
Loan Amount
âı 1,00,000
Interest Payable
âı 8,103
Monthly EMI
âı 6,006
Car Refinancing in Dhanbad
Shriram Finance offers car refinancing options in Dhanbad, enabling you to secure extra funds without selling your car. This option helps you meet urgent financial needs while retaining vehicle ownership. With affordable interest rates and easy repayment terms, managing your loan becomes simpler. However, this facility is only available if there is no existing loan on the car, making it a practical solution for those needing quick financial help.
Eligibility and Documentation Criteria for Used Car Loan in Dhanbad
To check used car loan eligibility online, applicants must meet the following criteria. These documents may vary based on the applicant's profile and the loan amount.
Eligibility Criteria:- Age: Minimum 21* years, with a maximum age of 59* years at loan maturity.
- Residency: All Indian residents.
- Income: Requirements vary based on the vehicle model, age, and repayment tenure.
Required Documents:- To check used car loan eligibility online, applicants must meet certain criteria. The essential documents required include:
- KYC Documents: Proof of identity and address.
- Income Proof: Salary slips for salaried individuals, income tax returns (ITR) for self-employed.
- Bank Statements: Recent bank statements may be required.
- Vehicle Documents: Registration certificate and insurance details of the used car.
Step-by-Step Application Process for Used Car Loan in Dhanbad
To apply for a used car loan, follow the steps below:
Step 1
Visit the Shriram Finance website and register using your mobile number.Step 2
Verify the OTP sent to your mobile number to proceed.Step 3
Provide your personal information such as name, address, and contact details.Step 4
Once your application is submitted, a representative will connect with you to process your loan further.
Our Used Car Loan Branches in Dhanbad
To bring our services closer to you, Shriram Finance has established branches in Dhanbad. These offices are located in important city areas, making them easy to find. Here are some of the key locations: <<INSERT OUR BRANCH LOCATOR INTERFACE>>
Locate Us
Used Car Loan Customer Care in Dhanbad
Shriram Finance provides dedicated customer care services in Dhanbad to help you with all Pre-owned Car Loan queries. You can call us or visit any nearby branch for direct assistance.
Used Car Loan Status in Dhanbad
To check your Used Car Loan Status in Dhanbad, visit Shriram Finance website and log in to your account. Open the 'Loan Status' page and enter either your loan account number or application number. You can also reach out to customer care or visit our branch. We make sure you are updated at each stage of your loan process.
Used Car Loan in Major Cities in India
Used Car Loan FAQs
Can I get a Used Car Loan in Dhanbad?
Yes, Shriram Finance offers a Used car loan in Dhanbad with flexible plans and easy approval for second-hand cars.
What are the eligibility criteria for a Used Car Loan in Dhanbad?
You should be an Indian resident between 21* and 59* years when the loan ends. Income will be based on car type, model, and loan tenure.
What is the interest rate on a Used Car Loan?
Interest rates begin at 10%* p.a. and final rates may depend on the car and applicant profile.
What documents are required for a Used Car Loan in Dhanbad?
The necessary documents are an application form, KYC, income proof, bank statements, and a car registration certificate.
What is the processing fee for a Used Car Loan?
The processing fee is up to 5%* of the loan value. Full details are on Shriram Finance website.
What is the down payment required for a Used Car Loan in Dhanbad?
Loan covers up to 85%* of the car's value. The rest 15%* should be paid as a down payment.
Can I apply for a Used Car Loan online in Dhanbad?
Yes, online applications are accepted through Shriram Finance website or Shriram One mobile app.
What is the maximum loan amount I can get for a used car in Dhanbad?
The loan can be up to 85%* of car value, minimum âı1 lakh*.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.