Can I get a credit card with a credit score of 600?

A credit score of 600 is usually considered fair for getting a credit card, although you may not qualify for premium or high-limit credit cards. Many banks and financial institutions offer basic or secured credit cards for people with a 600 score. Secured credit cards are issued against a fixed deposit and are easier to get approved for, as the financial institution uses your deposit as collateral. These cards function just like regular credit cards and help you build your credit score over time.

Some lenders may ask for a security deposit or issue a card with a lower credit limit. Entry-level cards or instant approval cards are also available. These often come with simple eligibility checks and minimal documentation.