Can I keep ₹100 crore in FD?

Yes, you can invest ₹100 crore in a Fixed Deposit (FD) from a corporate perspective, and many financial institutions in India allow corporate entities to invest substantial amounts like ₹100 crore or even more. This type of investment is generally referred to as a Corporate Fixed Deposit (Corporate FD).

Interest rates on corporate FDs are typically higher than those offered for savings accounts or short-term deposits, making them an attractive option for large businesses looking to park funds for fixed periods.

For large sums like ₹100 crore, the interest rates might be negotiable based on the tenure and relationship with the bank. Banks often offer special rates for bulk corporate deposits.

You can choose a wide range of tenures for a Corporate FD, typically from 7 days to 10 years or more. Some financial institutions may also allow more flexible terms if the investment amount is significant.

Moreover, if you invest ₹100 crore, the financial institution will likely treat your investment as a bulk deposit. This often comes with specialised FD management and terms for larger corporate clients."