What happens to my EPF account if I change jobs frequently?

When an employee switches jobs, they have two options regarding their EPF balance:

1. Withdraw the EPF amount if they have been unemployed for at least 2 months after leaving their previous job. This withdrawal is allowed even if the service tenure is less than 5 years.

2. Transfer the EPF amount from the previous employer to the new employer. This maintains the continuity of the EPF account and cumulative service period.

Withdrawing the PF after 2 months of unemployment is an exception to the minimum 5 years of service rule. Otherwise, employees must complete at least 5 years of continuous service to be eligible to withdraw the full EPF corpus on resignation/termination.