What is monthly SWP?

A Systematic Withdrawal Plan (SWP) is an investment strategy commonly used in mutual funds that allows you to withdraw a fixed amount of money regularly, typically on a monthly basis. This method provides a structured approach if you want to generate a steady stream of income from your investments, making it ideal for retirees or those needing supplemental income.

With a monthly SWP, you can choose the amount you wish to withdraw and the frequency of the withdrawals. The remaining investment continues to grow, potentially benefiting from market appreciation. This plan can help in managing cash flow needs while maintaining an investment portfolio. One of the key advantages of a SWP is its flexibility; you can adjust the withdrawal amount or frequency based on changing financial needs. SWPs are easy to set up and manage, making them suitable for both experienced and novice investors. To learn about the break-up of the investment and the withdrawal plan, use the SWP calculator to make a better decision.