Loans FAQs
Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.
- Posted:18th August, 2025
- Updated:18th August, 2025
ShareShare
https://www.shriramfinance.in/financial-faqs-loans
243
Yes, you can take a gold loan more than once, provided you meet the lender’s eligibility criteria each time.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 348
Both gold loans and overdraft facilities against gold use your gold as collateral, but they are designed to meet different financial needs and offer distinct advantages.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 311
A gold loan overdraft facility is a flexible credit option that allows you to use your gold as security while giving you access to funds whenever you need them.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 282
The interest rate for an overdraft (OD) facility against a gold loan is generally in the same range as a standard gold loan but the exact rate you receive depends on the lender’s policies, the amount you borrow, and the purity of your gold.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 416
A bullet gold loan is a type of repayment structure where the borrower pays both the principal and the accumulated interest in a single payment at the end of the loan tenure.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 196
The EMI for a ₹5 lakh gold loan depends on the interest rate and tenure.
Read More - Posted:18th August, 2025
- Updated:18th August, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 215
Yes, you can surrender your gold loan at any point by repaying the entire outstanding principal along with any accrued interest.
Read More Popular FAQs
- How does the loan amount affect the interest rate for used car financing?
- How do lenders verify the legality of ownership transfer in used car loans?
- What is the process to transfer a used car loan to another borrower?
- How does loan tenure extension work for used car loans?
- What is the difference between secured and unsecured used car loans?
- What are the typical loan-to-value (LTV) ratios offered for used car loans?
- How are EMIs structured for used car loans with bullet repayment options?
Check your Free Credit Score
Most Viewed FAQs
- How do I check my loan balance?
- Can I schedule future payments for my municipal bills online?
- Is it safe to make insurance premium payments online?
- Can I pay insurance premiums with a credit card online?
- How can I pay my insurance premium online?
- What happens if a Loan against FD is not paid?
- Can I renew my insurance policy online?
- How to Claim the Fixed Deposit Amount After Death?
- What is an insurance premium, and why do I need to pay it?
You may be interested in
- Home
- Financial FAQs
- Loans FAQs
