Download Shriram One app
Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

T&C Apply

  • Yes
  • No
stickyTab

Fixed Deposit in Bareilly

Have short-term plans but long-term doubts? You're not the only one. In Bareilly, many people want to save but aren't sure which option fits both today’s needs and tomorrow’s goals. This is where Shriram Fixed Deposit can make things easier. It doesn’t ask for a complicated process or a huge amount to start. You choose the amount, duration, and how you'd like the returns—monthly, quarterly or on maturity. It fits into your life, not the other way around. Whether you're saving for something specific or just trying to build a habit, a Fixed Deposit in Bareilly can offer structure without pressure. This guide will help you see how an FD in Bareilly with Shriram Finance could be a simple way to start saving with clarity. Let’s walk through what matters.

Types of Fixed Deposits

Shriram Finance in Bareilly brings fixed deposit options that cater to different saving needs.

interest rates

Cumulative Fixed Deposit

This deposit adds the earned interest back to the main deposit. There are no regular payouts. At the end of the term, the full sum, including interest, is given to you. Over time, the deposit grows through compounding. This is suitable for those who wish to save for long-term goals and do not need frequent payouts.

achievement

Non-Cumulative Fixed Deposit

Interest is given to you at set intervals—monthly, quarterly, or yearly—as per your preference. This provides regular income to manage your daily expenses. The interest process is simple, and payments are made on time. You can pick the deposit based on what suits your financial habits best.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Being informed about the features and benefits of fixed deposits can help you plan your investments better in Bareilly. Below are some important points about FD features.

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Bareilly

FD rates in Bareilly depend on the bank or financial provider and the duration of the fixed deposit. It is important to consider your financial goals before selecting one. Comparing rates can help you identify a deposit plan that suits your preferences—whether you are looking for regular returns or aiming to build your savings for long-term goals. Choosing wisely makes a difference in how your money works for you. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

loangraph

Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Bareilly

To create a fixed deposit account in Bareilly, some eligibility conditions need to be met. Usually, these are the common requirements for opening a fixed deposit account.

  • IndividualEligibility
    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Bareilly

In Bareilly, Shriram Finance provides Shriram Unnati Fixed Deposit services that can be started online or by visiting a nearby branch. The fixed deposit features flexible terms and competitive interest rates. Make sure all required documents are ready for a smoother process. The section below explains how you can begin your investment using the online process step by step.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Bareilly?

Before your fixed deposit matures, you can renew your Shriram FD in Bareilly to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Bareilly

There are FD branches in Bareilly set up by Shriram Finance to support customers in handling fixed deposit services. Whether you want to open fixed deposits or get help with renewals, the staff are trained to support your needs. Visiting a branch allows you to explore different FD options and apply easily.

Bareilly

  • 1st Floor, M.R. Plaza, Opposite M.J.P. Rohilkhand University BAREILLY,UTTAR PRADESH Pincode: 243001 Phone:18001036369

Bareilly - II

  • 1st Floor, Rampur Road, Swale Nagar BAREILLY,UTTAR PRADESH Pincode: 243502 Phone:18001036369

Bareilly - III

  • No : 1, 1st Floor, MRF Tyre Showroom, Near Mini Bypass, Rampur Road BAREILLY,UTTAR PRADESH Pincode: 243001 Phone:18001036369
View All Branches

Shriram FD Customer Care in Bareilly

If you need help with your fixed deposit in Bareilly, our Customer Care support is just a phone call away. Reach out for information, updates, or support related to your fixed deposit. You’ll find the relevant customer care contact details below.

Toll Free

Shriram FD Status in Bareilly

Monitoring your Fixed deposit in Bareilly can be done using the online portal or by contacting customer care. These methods give timely updates on your interest income and maturity, helping you plan your financial activities effectively and take necessary steps without delay or confusion.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Bareilly?

The minimum deposit amount for a fixed deposit in Bareilly for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Bareilly?

The interest rate on FD in Bareilly is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Bareilly?

Yes, you can open a FD account online with Shriram Finance in Bareilly. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Bareilly?

Yes, premature withdrawal of a fixed deposit is allowed in Bareilly; however, it may incur penalties or reduced interest rates. It’s advisable to check the specific terms before proceeding.

Can I open a Fixed Deposit in Bareilly in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor with a guardian's consent with Shriram Fixed Deposit.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, there is usually a penalty for premature withdrawal of a fixed deposit. This penalty often involves a reduction in interest rates applicable to the deposit.

Can I change the nominee for my Fixed Deposit in Bareilly?

Yes, you can change the nominee for your FD account in Bareilly. This process typically requires submitting a request form along with valid identification details of the new nominee.

Can I open multiple Fixed Deposits in Bareilly?

Yes, you can open multiple fixed deposits in Bareilly across different financial institutions or within the same financial institution.

What is the maximum amount that can be invested in a Fixed Deposit in Bareilly?

Generally, there is no upper limit; however, some financial institutions may have specific schemes with defined limits.

Can I open a Fixed Deposit in a joint account in Bareilly?

Yes, you can open a fixed deposit account in a joint account in Bareilly subject to the financial institution’s terms and conditions.

Are there any fixed deposit schemes for senior citizens in Bareilly?

Yes, many financial institutions offer additional fixed deposit interest rates for senior citizens compared to regular deposits. For instance, Shriram Finance offers additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Bareilly?

Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizens compared to regular depositors.

Is there a difference between FD interest rates for different tenures in Bareilly?

Yes, FD interest rates can differ based on tenure. Typically, longer tenures may offer higher interest rates compared to shorter ones due to the extended commitment from the depositor.

What is the process to close a Fixed Deposit prematurely in Bareilly?

To close a Shriram FD prematurely, submit the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. According to the direction of the RBI, a deposit receipt cannot be prematurely closed before three months from the date of deposit/renewal except in case of death of the depositor.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.