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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Datia

A Fixed Deposit in Datia allows residents to cultivate their savings in a structured environment with consistent returns. FD in Datia provide transparent investment pathways that help local investors build financial security. This guide outlines essential elements of fixed deposits, from interest rates to maturity options, helping you develop investment strategies that address both current financial needs and long-term objectives in this district.

Types of Fixed Deposits

Following are the multiple types of FDs to help attain your financial aspirations

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit adopts an automatic interest reinvestment approach rather than periodic payouts. This establishes a progressive compounding system that amplifies your wealth accumulation, generating returns on both your initial capital and previously earned interest. When your term concludes, you receive the complete amount including your original deposit and all compounded gains. This method particularly benefits investors seeking maximum long-term capital growth without requiring regular income.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit arranges for interest payments at fixed intervals, establishing a reliable income flow. Calculated through simple interest methodologies, these distributions can be scheduled monthly, quarterly, or yearly to align with your preferences. This framework provides predictable earnings and improved liquidity versus cumulative arrangements, particularly supporting those with recurring expense requirements.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Comprehending the significant features and benefits of fixed deposits is necessary for making calculated investment decisions. The basic elements of FD include:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
Static Alt Text
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Datia

FD rates in Datia present distinct contrasts among competing banks and NBFCs. Wise savers always look at different choices before investing their money. The interest you receive typically changes according to aspects like your chosen lock-in period and the particular financial institution keeping your deposit. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Datia

To initiate a Shriram Finance fixed deposit in Datia, prospective investors must fulfill particular eligibility standards. The types of investors eligible for fixed deposits in Datia include.

  • IndividualEligibility
    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Datia

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Creating a fixed deposit account is simple through online methods or via an in-person trip to a Datia branch to present your application. Arrange all mandatory identification and residence proof documents beforehand for a hassle-free registration procedure. Normally, these steps help you access FD investments online.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Datia?

Before your fixed deposit matures, you can renew your Shriram FD in Datia to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Datia

Shriram Finance has FD branches in Datia to cater to your fixed deposit needs. These customer-friendly establishments house knowledgeable financial advisors who give specialised assistance on how to open fixed deposit accounts or administer current Unnati Fixed Deposit Scheme plans. Below is the list of Shriram Finance branches in Datia

Gwalior

  • Alaknanda Tower, 45-A, 3rd Floor, City Centre GWALIOR,MADHYA PRADESH Pincode: 474002 Phone:18001036369

Bhitarwar

  • Ward No.3, Infront of Central Bank, Narwar Road, Bhitarwar GWALIOR,MADHYA PRADESH Pincode: 475220 Phone:18001036369

Gwalior - II

  • Ground Floor, Mateshwari A-19, Ward 21, Purshottam Vihar Colony, Near Gole Ka Mandir Airport Road GWALIOR,MADHYA PRADESH Pincode: 474005 Phone:18001036369
View All Branches

Shriram FD Customer Care in Datia

If questions develop or you desire greater insight into your fixed deposit account, our knowledgeable Fixed Deposit Customer Care representatives in Datia are ready to supply detailed responses. Reach our phone helpline for effective assistance regarding your investments. Our comprehensive customer support contact details remain easily accessible whenever necessary.

Toll Free

Shriram FD Status in Datia

To assess your Shriram Fixed Deposit status in Datia, use our thorough web facilities or get in touch with our helpful customer support staff. Periodic checking of your FD status allows you to remain updated about forthcoming maturity schedules and interest increments.

Fixed Deposit in Major Cities in India

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Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Datia?

The minimum deposit amount for a fixed deposit in Datia for Shriram FD is Rs.5,000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Datia?

The interest rate on FD in Datia is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Datia?

Yes, you can open a FD account online with Shriram Finance in Datia. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Datia?

Yes, premature withdrawal of fixed deposits is available in Datia, though it usually entails certain penalties or reduced interest earnings. It's recommended to check the specific conditions before proceeding.

Can I open a Fixed Deposit in Datia in the name of a minor?

Yes, you can open a fixed deposit account in Datia under a minor's name with proper guardian authorisation through Shriram Fixed Deposit.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, early withdrawal from a fixed deposit typically results in penalties, usually implemented as a reduction in the applicable interest rate on the deposit amount.

Can I change the nominee for my Fixed Deposit in Datia?

Yes, modifying the nominee for your FD account in Datia is permissible. The process generally involves submitting a formal request along with proper identification details of the new nominee.

Can I open multiple Fixed Deposits in Datia?

Yes, you can establish multiple fixed deposits in Datia with different financial institutions or within the same banking entity.

What is the maximum amount that can be invested in a Fixed Deposit in Datia?

Generally, there is no specified upper limit, though individual financial institutions may set maximum thresholds for specific deposit schemes.

Can I open a Fixed Deposit in a joint account in Datia?

Yes, creating a fixed deposit through a joint account in Datia is possible, subject to compliance with the financial institution's policies and requirements.

Are there any fixed deposit schemes for senior citizens in Datia?

Yes, numerous financial institutions provide specialised fixed deposit options with enhanced interest rates for senior citizens in Datia. For instance, Shriram Finance offers an additional 0.50%* p.a. interest rate for senior citizen depositors.

What is the difference between FD interest rates for regular and senior citizens in Datia?

Shriram Finance provides senior citizens with a preferential interest rate that is 0.50%* p.a. higher than the standard rate offered to regular depositors.

Is there a difference between FD interest rates for different tenures in Datia?

Yes, fixed deposit interest rates vary according to the investment duration. Generally, longer commitment periods attract higher interest rates compared to shorter terms due to the extended investment timeframe.

What is the process to close a Fixed Deposit prematurely in Datia?

For premature closure of a Shriram FD in Datia, you must present the original deposit receipt with a Rs.1 revenue stamp affixed, along with a written request and a cancelled cheque. In accordance with RBI regulations, deposits cannot be terminated before completing three months from the initial deposit/renewal date except in cases of depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.