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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Indora

In Indora, many individuals prefer fixed deposits for their reliability and consistent returns. It’s a practical option for anyone who wants to avoid the uncertainty of market-based investments while growing their savings steadily. Whether you're saving for the future or building a financial cushion, a Fixed Deposit in Indora offers the balance of safety and growth. Shriram Finance provides a dependable platform to open fixed deposits with competitive interest rates, flexible tenure, and a low minimum investment. The process is smooth and requires minimal paperwork, making it convenient for new and seasoned investors alike. You can apply online or visit the nearest branch, depending on your comfort. Take a confident step towards financial security. Open an FD in Indora with Shriram Finance and watch your savings grow without stress.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals.

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit does not pay out interest periodically but instead adds the earned interest to the principal amount, creating a compounding effect that boosts overall returns as the investment grows. At maturity, investors receive a lump sum that includes both the original deposit and the accumulated interest. This type of FD is best suited for individuals aiming for long-term capital growth without requiring regular income during the tenure.

achievement

Non-Cumulative Fixed Deposit

In a Non-Cumulative Fixed Deposit, interest is paid at fixed intervals, ensuring a consistent income stream. These payments, calculated on simple interest, can be scheduled monthly, quarterly, or annually as per preference. This structure provides better liquidity and is ideal for individuals who prefer regular payouts to meet ongoing financial commitments.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones:

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

It is important to know the fixed deposit features and benefits when planning your savings. Listed below are some of the main features and benefits of an FD:

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Indora

The FD rates in Indora vary across different banks and financial institutions. Carefully comparing these rates can help you achieve better returns. The rate offered usually depends on factors like the tenure of the deposit and the institution selected. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

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STEP 04

Tenure up to

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Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Indora

To start a fixed deposit in Indora, you need to meet certain eligibility conditions. These are basic requirements that must be fulfilled before opening an FD account.

    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Indora

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. A fixed deposit can be opened either online or by visiting a nearby branch. Ensure that your documents are ready beforehand for a smooth process. Follow these general steps to open an FD online.

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Indora?

Before your fixed deposit matures, you can renew your Shriram FD in Indora to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Indora

Shriram Finance operates FD branches in Indora to serve your fixed deposit requirements. The staff at these branches are well-trained and can guide you on how to open fixed deposit accounts or manage your existing Unnati Fixed Deposit Scheme without hassle. A complete list of branches in Indora is given below.

Kangra

  • Village Birta PO Kangra, Second Floor, Near Indian Oil Petrol Pump KANGRA,HIMACHAL PRADESH Pincode: 176001 Phone:18001036369

Kangara - I

  • Near Fortis Hospital, D/Sala Road KANGRA,HIMACHAL PRADESH Pincode: 176001 Phone:18001036369

Nurpur

  • First Floor, Village - Matholi, Post Office - Bassa Waziran, Tehsil Nurpur KANGRA,HIMACHAL PRADESH Pincode: 176201 Phone:18001034959
View All Branches

Shriram FD Customer Care in Indora

If you have any queries or need help regarding your FD account, our Fixed Deposit Customer Care team is available to assist you. You can find the contact numbers listed below.

Toll Free

Shriram FD Status in Indora

To monitor your Fixed Deposit status in Indora, you can either log in online or get in touch with our support team. This helps you stay informed about interest earned and your FD maturity dates.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Indora?

To begin a fixed deposit with Shriram Finance in Indora, you need to invest a minimum of Rs.5,000. Additional investments can be made in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Indora?

The current FD interest rate provided by Shriram Finance on FDs is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Indora?

Yes, you can open a FD account online with Shriram Finance in Indora. The process is simple and convenient, involving the following steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Indora?

Yes, early withdrawal of FDs is allowed in Indora. However, it may come with a penalty or a lower interest rate, so check the terms before proceeding.

Can I open a Fixed Deposit in Indora in the name of a minor?

Yes, Shriram Finance allows you to open fixed deposit account in a minor’s name, provided a guardian gives consent.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, withdrawing an FD before maturity usually attracts a penalty, which reduces the interest payable.

Can I change the nominee for my Fixed Deposit in Indora?

Yes, you may update the nominee on your FD by submitting a formal request and valid ID proof of the new nominee.

Can I open multiple Fixed Deposits in Indora?

Yes, you can hold multiple FDs in Indora either within the same institution or across different ones.

What is the maximum amount that can be invested in a Fixed Deposit in Indora?

Usually, there is no upper limit on the amount that can be invested in a fixed deposit; however, certain schemes could impose specific caps based on institutional policies.

Can I open a Fixed Deposit in a joint account in Indora?

Yes, joint FD accounts are allowed. Be sure to review the terms set by the financial institution beforehand.

Are there any fixed deposit schemes for senior citizens in Indora?

Yes, senior citizens are offered an additional interest rate. Shriram Finance, for example, provides an extra 0.50%* p.a.

What is the difference between FD interest rates for regular and senior citizens in Indora?

Senior citizens receive an additional 0.50%* p.a. over the standard FD rates from Shriram Finance.

Is there a difference between FD interest rates for different tenures in Indora?

Yes, the interest rate depends on the tenure. Longer-term FDs usually offer higher returns.

What is the process to close a Fixed Deposit prematurely in Indora?

To close your Shriram FD prematurely in Indora, you need to submit the original deposit receipt affixed with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. Reserve Bank of India (RBI) rules do not allow premature closure within three months of deposit or renewal unless it is due to the depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.