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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Mon

Mon is a town where people value long-term financial safety and traditional savings options are gaining popularity. Among them, a fixed deposit remains a preferred choice for those wanting steady and risk free returns. Shriram Finance brings this stability to Mon with its well structured fixed deposit plans. Whether you're aiming to build a financial cushion or looking for regular income, both cumulative and non-cumulative schemes are available to match your needs. Starting with just Rs.5,000, you can open a Fixed Deposit in Mon confidently. With the added benefit of compounding and attractive interest rates, investors in Mon can watch their savings grow reliably over time. As families and professionals in Mon look towards a secure financial future, Shriram Fixed Deposit offers a simple and effective solution. Apply online or visit your nearest Shriram Finance branch.

Types of Fixed Deposits

Following are the various forms of FDs to achieve your financial goals

interest rates

Cumulative Fixed Deposit

In a Cumulative Fixed Deposit, the interest earned is not paid out periodically but is added to the principal amount. This allows the interest to compound over the deposit period, resulting in a higher final amount. On maturity, the investor receives a lump sum comprising both the initial deposit and the total interest accrued. This option suits individuals aiming for long-term savings without needing regular payouts.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit offers interest payouts at regular intervals monthly, quarterly, or annually based on the investor’s choice. Interest is calculated on a simple basis and provides a steady income stream. This type of deposit offers better cash flow and is ideal for those with routine financial commitments.

retirement

FD for Senior Citizens

This FD type provides an additional 0.50%* p.a. interest rate for senior citizens.

Life assured income

Fixed Deposit for Women

Women depositors receive an extra 0.05%* p.a. interest rate.

cash

Fixed Deposit for NRI

Non-Resident Indians can invest in FDs through offline channels in India.

coin

FD for Monthly Income

This option allows for regular monthly interest payouts.

Our fixed deposits can also help with various life milestones

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • Fixed Deposit for Children
  • FD for Home Expenses

The FD interest rate of 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while Non-Cumulative Fixed Deposit pays out interest at regular intervals.

Shriram Fixed Deposit Features and Benefits

Knowing the main features and advantages of our fixed deposit scheme helps you prepare financially with confidence. Here’s a brief look at some key features and benefits

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Flexible tenureFlexible tenure
Compounding Benefit
Attractive interest ratesAttractive interest rates
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Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Predictable Return
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes
Cumulative
Low minimum investment amountLow minimum investment amount
Low Investment
Compounding benefitsCompounding benefits

Shriram Fixed Deposit Interest Rates in Mon

The FD rates in Mon can vary across banks and financial institutions. Comparing available rates can help you get more value from your investment. These rates generally depend on tenure and the type of financial provider. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Mon

To open a fixed deposit in Patiala, certain basic eligibility norms must be fulfilled. Typically, these are as follows

  • IndividualEligibility Criteria
    • Partnership Firm
    • Companies
    • Indian Residents
    • Non-Resident Indians (NRIs)
    • Hindu Undivided Family
    • Trust and Foundation
    • Unincorporated Association or Body of Individual

How to Invest in Fixed Deposit with Shriram in Mon

Shriram Finance provides competitive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. You can open your fixed deposit online or by visiting a branch. Keeping your documents handy will make the process smoother. Below are the usual steps to apply for an FD online

How To Apply

  • Step 1 :

    Register using your mobile number.

  • Step 2 :

    Enter the investment amount, tenure and PAN.

  • Step 3 :

    Complete your KYC, share depositor details & any other declaration.

  • Step 4 :

    Verify the Bank Details. Then, add your nominee details and complete the payment online

  • Step 5 :

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Mon?

Before your fixed deposit matures, you can renew your Shriram FD in Mon to continue enjoying its benefits. You can complete the renewal process online through the website or mobile app or by visiting a branch. Below are the general steps to renew your fixed deposit online.

Flex tenure
Step 1 : Sign in to your account.
Attractive Interest
Step 2 : Select the FD investment you wish to renew.
Account save
Step 3 : Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 : Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 : Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Mon

For individual support, walk into one of our FD branches in Patiala. Our staff will be happy to help you open fixed deposit account or assist with Unnati FD-related needs. The local branch list is provided below

Shillong

  • 1st Floor, Main Road, Lumbasuk, Lawjynriew, Shillong NONGTHYMMAI,MEGHALAYA Pincode: 793014 Phone:18001034959

Guwahati - I (Chandmari)

  • Senapati Commercial, 2nd Floor, Mani Ram Dewan Road, Near Abishek Motors, Silpukhuri GUWAHATI,ASSAM Pincode: 781003 Phone:18001036369

Dhemaji

  • 1st Floor, Dhemaji Main Town, Chariali Axis Bank Building DHEMAJI,ASSAM Pincode: 787057 Phone:18001036369
View All Branches

Shriram FD Customer Care in Mon

For any help with your fixed deposit, you can reach our Fixed Deposit Customer Care. Our representatives are available over the phone to provide clarification or assistance. The contact details are listed below

Toll Free

Shriram FD Status in Mon

You can check your Fixed Deposit status in Patiala online or by contacting our support team. Keeping tabs on your investment helps you manage returns and maturity effectively.

Fixed Deposit in Major Cities in India

Fixed deposit in Mumbai
Fixed deposit in pune
Fixed deposit in Indore

Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Mon?

To open a fixed deposit with Shriram Finance in Mon, the minimum required amount is Rs.5,000. Any further investments must be made in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Mon?

At present, the FD interest rate is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Mon?

Yes, opening an FD account online with Shriram Finance in Mon is simple. The process is quick and convenient, involving these steps: 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate.

Is premature withdrawal of a Fixed Deposit allowed in Mon?

Yes, premature withdrawals are permitted in Mon. However, these usually attract a penalty or lead to reduced interest earnings. It’s best to review the terms before proceeding.

Can I open a Fixed Deposit in Mon in the name of a minor?

Yes, you can open a fixed deposit account in the name of a minor, provided a guardian consents and handles the account on their behalf.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, withdrawing a fixed deposit before the maturity date generally results in a lower interest payout, as penalties apply.

Can I change the nominee for my Fixed Deposit in Mon?

Yes, nominee details for your FD in Mon can be changed by submitting a formal request and valid ID proof for the new nominee.

Can I open multiple Fixed Deposits in Mon?

Yes, you can hold several fixed deposits in Mon, either with the same institution or across different financial providers.

What is the maximum amount that can be invested in a Fixed Deposit in Mon?

There is usually no maximum limit on FD investments. However, some schemes may have specific caps based on the institution’s policy.

Can I open a Fixed Deposit in a joint account in Mon?

Yes, joint FDs can be opened in Mon, subject to the rules set by the financial institution.

Are there any fixed deposit schemes for senior citizens in Mon?

Yes, senior citizens in Mon can benefit from special FD schemes. Shriram Finance offers an extra 0.50%* p.a. on interest for senior citizen accounts.

What is the difference between FD interest rates for regular and senior citizens in Mon?

Senior citizens investing with Shriram Finance receive an additional 0.50%* p.a. interest rate compared to regular deposit holders.

Is there a difference between FD interest rates for different tenures in Mon?

Yes, FD interest rates vary based on the chosen tenure. Generally, longer tenures offer higher interest returns.

What is the process to close a Fixed Deposit prematurely in Mon?

The steps to close your Shriram Fixed Deposit prematurely in Mon include submitting the original deposit receipt with a Rs.1 revenue stamp, a request letter, and a cancelled cheque. As per Reserve Bank of India (RBI) regulations, premature closure within three months of deposit or renewal is not permitted unless in the event of the depositor's death.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.