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Invest in Shriram Unnati Fixed Deposit Maximise your returns & earn up to 8.15%* p.a.

(Inclusive of 0.50%* p.a. for senior citizens & 0.05%* p.a. for women depositors)

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Fixed Deposit in Rewa

Rewa's heritage as a historical and educational centre in Madhya Pradesh creates an excellent environment for financial planning. A Fixed Deposit in Rewa provides residents with a dependable strategy for saving linking security with growth opportunity. The FD in Rewa features straightforward structures that help investors navigate financial decisions with confidence. This comprehensive guide delivers vital information about fixed deposits, from ongoing rates to withdrawal flexibility, enabling you to make selections that support both current needs and long-term financial vision in this culturally significant city.

Types of Fixed Deposits

Following are the diverse forms of FDs to support your financial ambitions

interest rates

Cumulative Fixed Deposit

A Cumulative Fixed Deposit is an investment framework where earned interest is not paid out periodically but instead reinvested with the principal amount. This compounding mechanism enhances the overall yield, as interest accrues on the growing principal. At conclusion, investors collect a comprehensive amount comprising both the initial investment and accumulated interest. Cumulative FDs are suitable for individuals pursuing long-term capital growth without requiring regular income flows, leveraging compounding to maximise returns.

achievement

Non-Cumulative Fixed Deposit

A Non-Cumulative Fixed Deposit delivers interest at specified intervals, creating a steady income flow. It's perfectly suited for individuals needing regular disbursements. Interest calculations follow simple interest principles and can be distributed monthly, quarterly, or annually. This selection provides predictable yields and greater liquidity compared to cumulative FDs, making it appropriate for addressing recurring financial needs.

retirement

FD for Monthly Income

This structure facilitates regular monthly interest payments.

Life assured income

FD for Senior Citizens

This specialised FD variant offers an enhanced 0.50%* p.a. interest rate for elderly account holders.

cash

Fixed Deposit for NRI

Non-Resident Indians can place investments in FDs through offline channels within India.

coin

Fixed Deposit for Women

Female investors benefit from an additional 0.05%* p.a. interest advantage.

Furthermore, our FDs can facilitate various additional financial goals

  • FD for Retirement Fund
  • FD for Wedding Expenses
  • FD for Home Expenses
  • Fixed Deposit for Children

The FD interest rate is 8.15%* p.a., inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors. Investors can choose between cumulative and non-cumulative options for their Shriram FDs. A Cumulative Fixed Deposit allows interest to accumulate on the principal amount, while a Non-Cumulative Fixed Deposit pay out interest at regular intervals (monthly, quarterly, half-yearly, or yearly).

Shriram Fixed Deposit Features and Benefits

Seeking reliable investment solutions through fixed deposits in Rewa? Consider these core features and benefits of FD

Flex Tenure
Predictable returnsPredictable returns
Attractive Interest
Special interest benefit for senior citizens and women depositorsSpecial interest benefit for senior citizens and women depositors
Compounding Benefit
Low minimum investment amountLow minimum investment amount
Static Alt Text
Attractive interest ratesAttractive interest rates
Predictable Return
Flexible tenureFlexible tenure
Cumulative
Compounding benefitsCompounding benefits
Low Investment
Cumulative and non-cumulative schemesCumulative and non-cumulative schemes

Shriram Fixed Deposit Interest Rates in Rewa

The FD rates in Rewa demonstrate important differences between competing financial establishments. Investors should carefully analyse choices to optimise their investment returns. Critical factors influencing interest outcomes include the designated timeframe and the particular banking entity providing the deposit arrangement. Shriram Fixed Deposit is rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. Get an interest rate of up to 8.15%* p.a. inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors with Shriram FD.

Shriram Unnati Fixed Deposit Interest Rate for Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

Shriram Finance continues to offer a reliable investment option through its Unnati Fixed Deposit Scheme, tailored to meet the diverse needs of investors. As of (w.e.f 5th August 2025), the FD interest rates for the Cumulative Fixed Deposit Scheme have been revised, ensuring competitive returns on your investment. This FD scheme is designed to help investors grow their savings steadily over time, with the convenience of a single maturity payout that includes both principal and accrued interest. Whether you are a conservative investor seeking stability or looking to enhance your financial portfolio - explore the latest FD interest rates and see how Shriram Unnati FD can work for your financial aspirations.

Period (Months)At Maturity % p.a
127.00
(Digital Only)157.25
18- 237.15
24- 357.25
36-607.60

Shriram Unnati Fixed Deposit Interest Rate for Non-Cumulative Fixed Deposit Scheme below 10 Cr (w.e.f 5th August 2025)

The Shriram Unnati Fixed Deposit Scheme continues to be a preferred investment option for those seeking consistent income through reliable interest payouts. With effect from (w.e.f 5th August 2025), Shriram Finance has updated the FD interest rates for its Non-Cumulative Deposit Scheme, offering investors enhanced returns across various tenures. This FD scheme is particularly beneficial for those looking for periodic interest payouts, providing the flexibility to receive returns on a monthly, quarterly, or half-yearly basis, thus catering to a wide range of financial needs and goals.

Period (Months)Monthly % p.a.Quarterly % p.a.Half-Yearly % p.a.Yearly % p.a.
126.796.826.887.00
(Digital Only)157.027.067.127.25
18 - 236.936.977.037.15
24 - 357.027.067.127.25
36 - 607.357.397.467.60
Additional Benefits
  • Senior Citizens(Individuals over the age of 60 years) An additional interest of 0.50%* p.a.
  • Women DepositorAn additional interest of 0.05%* p.a. exclusive for women depositors
  • FD RenewalAdditional interest of 0.15%* p.a. will be paid on all renewals, where the deposit is matured.

Note:Interest rates are subject to change and the rate applicable will be the rate prevalent on the date of deposit / renewal.

The above additional interest rates will be applied on the yearly rate, which will be factored correspondingly into the calculation of compounding interest rates for periods shorter than a year, including monthly, quarterly, and half-yearly rates.

Fixed Deposit Returns Calculator

STEP 01

I am a Senior Citizen

STEP 02

I am a Woman

STEP 03

Investment amount

₹

STEP 04

Tenure up to

months

Min 12 months

Max 60 months

STEP 05

Interest payout term

  • On Maturity
  • Monthly
  • Quarterly
  • Half-Yearly
  • Yearly

Investment Summary

Interest Rate %

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Deposit

Invested Amount

₹ 50,000

Shriram Fixed Deposit Eligibility Criteria in Rewa

To qualify for a fixed deposit in Rewa, interested parties must satisfy certain eligibility requirements. The following groups of investors can open fixed deposits with Shriram Finance in Rewa

  • IndividualEligibility Criteria
    • Partnership Firm
    • Non-Resident Indians (NRIs)
    • Indian Residents
    • Unincorporated Association or Body of Individual
    • Companies
    • Hindu Undivided Family
    • Trust and Foundation

How to Invest in Fixed Deposit with Shriram in Rewa

Shriram Finance provides attractive interest rates and flexible tenures on its Shriram Unnati Fixed Deposit. Opening a fixed deposit account in Rewa can be done through Shriram Finance's digital services or by arranging an appointment at any Rewa branch for application submission. Ensure all required paperwork is organised in advance for efficient registration. The standard protocol for establishing an online FD in Rewa typically encompasses these stages

How To Apply

  • Step 1

    Register using your mobile number.

  • Step 2

    Enter the investment amount, tenure and PAN.

  • Step 3

    Complete your KYC, share depositor details & any other declaration.

  • Step 4

    Verify the Bank Details. Then, add your nominee details and complete the payment online.

  • Step 5

    Download your FD certificate.

How to Renew Your Shriram Unnati Fixed Deposit in Rewa?

Upon maturity of your FD, you may decide to renew your Shriram FD in Rewa for continued financial stability. Access our website/mobile app or approach any of our branches to extend your deposit. Below are the typical steps to renew FD online

Flex tenure
Step 1 Sign in to your account.
Attractive Interest
Step 2 Select the FD investment you wish to renew.
Account save
Step 3 Verify all the information, such as the FD account number, interest rate, maturity date and bank details.
Fd Amount
Step 4 Review and confirm the terms of the renewed FD investment and confirm the renewal.
Review
Step 5 Once the renewal process is complete, a confirmation of the FD renewal will be sent to you.

Shriram Fixed Deposit Branches in Rewa

Shriram Finance has established FD branches in Rewa to support your fixed deposit aspirations. These conveniently positioned offices feature knowledgeable financial experts who provide individualised guidance on how to open fixed deposit or manage existing Unnati Fixed Deposit Scheme portfolios. Following are the details of Shriram Finance branches in Rewa

Rewa

  • Utopiya Tower, Above Ashira Super Bazar, Infornt of Radio Colony, Hedgewar Nagar REWA, MADHYA PRADESH Pincode486001 Phone18001034959

Rewa - II

  • 1st Floor Maa Tower Ward No. 16, Opposite Bajrang Nagar Gate Urrahat REWA, MADHYA PRADESH Pincode486001 Phone18001034959

Mangawan

  • 1st Floor, Above ITI College, Beside Allahabad Bank, Main Road Mangawan, Mangawan REWA, MADHYA PRADESH Pincode486111 Phone18001034959
View All Branches

Shriram FD Customer Care in Rewa

When you need clarification or support concerning your fixed deposit account, our Fixed Deposit Customer Care experts are prepared to guide you. Connect with our team via telephone for prompt assistance about your investments. Our dedicated service contact numbers are easily available whenever help is needed.

Toll Free

Shriram FD Status in Rewa

For examining your Shriram Fixed Deposit status in Rewa, access our convenient digital services or communicate with our attentive support representatives. Regular oversight of your FD status keeps you informed about forthcoming maturity dates and accrued interest benefits.

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Fixed Deposit FAQs

What is the minimum deposit amount for a Fixed Deposit in Rewa?

The minimum deposit amount for a fixed deposit in Rewa for Shriram FD is Rs.5000, with deposits accepted in multiples of Rs.1,000.

What is the interest rate on Fixed Deposits in Rewa?

The interest rate on FD in Rewa is 8.15%* p.a.(T&C), inclusive of 0.50%* p.a. for Senior Citizens and 0.05%* p.a. for Women Depositors.

Can I open a Fixed Deposit account online in Rewa?

Yes, you can open a FD account online with Shriram Finance in Rewa. The process is quick and convenient, involving these steps 1. Register using your mobile number 2. Choose the investment amount, tenure, and payout option 3. Enter PAN details and complete your KYC 4. Share depositor details and any required declarations 5. Complete the payment online 6. Add nominee details Once these steps are completed, your FD is booked, and you can download your FD certificate

Is premature withdrawal of a Fixed Deposit allowed in Rewa?

Yes, early withdrawal of fixed deposits is permitted in Rewa; however, this option may involve certain penalties or interest rate adjustments. It is advisable to review the specific terms thoroughly before proceeding.

Can I open a Fixed Deposit in Rewa in the name of a minor?

Yes, you can create a fixed deposit account under a minor's name in Rewa through Shriram Fixed Deposit with proper guardian authorisation provided.

Is there any penalty for premature withdrawal of a Fixed Deposit?

Yes, withdrawing a fixed deposit before its scheduled maturity typically incurs a penalty. This commonly appears as a reduction in the applicable interest rate on your deposit.

Can I change the nominee for my Fixed Deposit in Rewa?

Yes, updating the nominee for your FD account in Rewa is allowed. This process normally requires submitting a designated form along with valid identification documents of your newly chosen nominee.

Can I open multiple Fixed Deposits in Rewa?

Yes, you have the ability to establish several fixed deposits in Rewa across different financial institutions or within a single banking entity.

What is the maximum amount that can be invested in a Fixed Deposit in Rewa?

Typically, no maximum investment ceiling exists; however, specific financial institutions might implement certain schemes with defined upper thresholds.

Can I open a Fixed Deposit in a joint account in Rewa?

Yes, establishing a fixed deposit using a joint account in Rewa is feasible, provided you comply with the financial institution's specific requirements and conditions.

Are there any fixed deposit schemes for senior citizens in Rewa?

Yes, numerous financial organisations provide advantageous fixed deposit interest rates for senior citizens compared to regular deposits. In particular, Shriram Finance offers an additional interest rate of 0.50%* p.a. for senior citizens.

What is the difference between FD interest rates for regular and senior citizens in Rewa?

Shriram Finance extends a preferential interest rate that is 0.50%* p.a. additional for senior citizens over what regular depositors receive.

Is there a difference between FD interest rates for different tenures in Rewa?

Yes, FD interest rates differ based on the selected tenure. Generally, longer commitment periods attract higher interest rates than shorter durations due to the extended financial commitment made by the depositor.

What is the process to close a Fixed Deposit prematurely in Rewa?

To close a Shriram FD before maturity, you must submit the original deposit receipt with a Rs.1 revenue stamp affixed, along with a formal request letter and a cancelled cheque. According to RBI guidelines, deposits cannot be terminated before three months from the deposit/renewal date except when the depositor is deceased.

Disclaimer

With regards to deposit taking activity of Shriram Finance Limited (’SFL’), Viewers may refer to detailed information and T&C provided in our application form available at FD form download

The Company is having a valid Certificate of Registration dated 31st January 2023 issued by the Bank under section 45-IA of the RBI Act. Rated "[ICRA]AA+ (Stable)" by ICRA and "IND AA+/Stable" by India Ratings and Research. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.