- Gold Price
Gold | 24k (999 Purity)
Silver | 24k (999 Purity)
- Profile IconRegister / Login
Notifications5
Terms and Conditions
Personal Loan in Etawah
In the historic city of Etawah, financial needs evolve with its developing landscape. Shriram Finance understands these changing requirements and offers tailored personal loan solutions. From supporting family celebrations to funding business expansion, our financial products adapt to your goals.Access collateral-free loans up to âı10,00,000/-*
Personal Loan Types in Etawah
Shriram Finance offers a variety of options for a personal loan in Etawah to cater to different needs:
Features and Benefits of Personal Loan in Etawah
Choosing Shriram Finance for your personal loan in Etawah comes with several advantages:
Flexible Repayment Options
Collateral-Free Loans
Competitive Interest Rates
Quick Approval
Seamless Experience
Regular Reminders
Personal Loan Interest Rates and Charges in Etawah
Grasping all associated expenses linked directly towards obtaining a personal loan within Etawah becomes imperative if one wishes would make sound fiscal choices! Here at Shriram Finance - âwe pride ourselves upon providing competitive, yet straightforwardly structured options tailored specifically around affordability! Starting off our base rate sits firmly around 11%* p.a.⯠- âthough fluctuations do happen depending upon individual circumstances such as credit scores & incomes along repayment capacities! Furthermore - âbeyond merely focusing solely upon those initial figures - âborrowers must remain vigilant regarding additional charges too! Processing fees coupled together alongside potential prepayment penalties significantly impact overall borrowing amounts which reinforces why clarity remains essential throughout this process!
- A comprehensive understanding concerning every aspect involved when contemplating taking out any kind debt ensures individuals arrive at wise conclusions regarding what works best financially speaking! Gaining insight into those various elements surrounding loans available within Etawah ultimately leads individuals toward selecting precisely what they require most effectively while aligning perfectly alongside their future aspirations!
| Type of Fees | Applicable Charges |
|---|---|
| Interest Rate | Customised interest rates starting from 11%* p.a.⯠|
| Processing Fees | Up to 5%* |
| Prepayment Charges | Up to 5%* |
| Late Payment Fees | 36%* p.a. |
These rates are designed to provide affordability while maintaining transparency.
How to Use the Personal Loan EMI Calculator
Understanding all aspects tied directly towards obtaining loans proves vital when navigating finances successfully! The user-friendly Shriram Personal Loan EMI Calculator offers valuable insights regarding expected repayments - âenabling better planning overall!To use it - âjust input three crucial elements: desired borrowing sum; relevant interest rate; and chosen repayment period! Instantly - âyouâll receive estimates outlining how much needs paid each month - âproviding clarity on future obligations!Armed with this knowledge - âyouâll be empowered to make smart decisions concerning potential borrowing options! Leverage the Shriram Personal Loan EMI Calculator today - âto confidently pursue those ambitious goals ahead!
STEP 01
Required loan amount
STEP 02
Interest rate
Min 11%
Max 42%
STEP 03
Min 12 months
Max 60 months
Personal Loan Calculator Summary
Loan
Loan Amount
âı 50,000
Interest Payable
âı 3,029
Monthly EMI
âı 4,419
Eligibility and Documentation Criteria for Personal Loan in Etawah
To qualify for a personal loan in Etawah from Shriram Finance, ensure you meet the following criteria:
Eligibility Criteria:- Nationality: Must be an Indian resident.
- Employment Status: Salaried individuals employed with reputable organisations or self-employed professionals.
- Credit Score: A minimum score of 700 is preferred.
- Age: Applicants should be between 21* to 60* years old (on loan closure).
- Income: Minimum monthly income requirement varies based on the loan amount.
- Required Documents:
- Identity Proof
- Passport
- Driving License
- Voter ID
- PAN Card
- Address Proof
- Passport
- Driving License
- Gas Bill with Gas book
- Other Documents
- Recent passport-size colour photographs
- Income Proof Documents of Last 3 months
- Bank Statement for the last six months
- One cancelled Cheque and ACH form for the Electronic Clearing Mandate (eNACH)
Step-by-Step Application Process for Personal Loan in Etawah
Applying for a personal loan in Etawah with Shriram Finance is straightforward:
Step 1
Visit the official website or the nearest branch.Step 2
Fill out the online application form with the necessary details.Step 3
Submit the required documents for verification.Step 4
Wait for approval, which typically takes less than 24 houStep 5
Upon approval, funds will be disbursed directly to your bank account.
Our Personal Loan Branches in Etawah
Shriram Finance delivers personal loan services in Etawah, emphasising efficient application and management processes. Our presence ensures residents have convenient access to financial solutions when seeking personal loans.Should any inquiries arise regarding eligibility criteria or if guidance becomes necessary during applications - âour team stands ready assist every step along way! Feel free come visit one of local offices where personalised support awaits ensuring smoothest possible borrowing experiences!For those unable or unwilling physically attend - âweâve also developed handy online tools such as Branch Locator available via website making locating nearby offices quick & easy!Our ultimate goal focuses around providing seamless experiences through combining accessibility alongside top-notch customer service practices! Making sure obtaining loans remains stress-free while being fully transparent during entire process within Etawah area! Donât hesitate - âcome see us today - âweâre excited lend helping hand!
Locate Us
Personal Loan Customer Care in Etawah
For any inquiries or assistance regarding a personal loan in Etawah, Shriram Finance offers dedicated customer care services. You can reach out via phone or visit any branch for personalised support.
Personal Loan Status in Etawah
To check on where things stand regarding a personal loan submitted through Shriram Finance - âweâve simplified this process providing quick & straightforward ways keeping everyone updated easily! Hereâs how tracking works:
- Visit Our Website: Simply navigate towards official site then head over into designated area meant specifically tracking loans! All it takes is entering unique reference numbers assigned previously ensuring real-time updates become readily accessible without hassle whatsoever!
- Contact Customer Care: Prefer speaking directly instead? Dedicated representatives stand ready assisting whenever needed! Theyâll provide accurate insights concerning statuses surrounding applications submitted while addressing all queries promptly too!
At Shriram Finance - âwe prioritise delivering seamless experiences ensuring every step taken remains stress-free throughout entire processes involved obtaining financing tailored specifically towards needs! By choosing us - âyouâll benefit from competitive rates alongside flexible repayment options coupled together outstanding support throughout journey taken moving forward confidently tracking progress made daily leading closer reaching those ultimate aspirations achieved successfully over time ahead too!
Personal Loan in Major Cities in India
FAQs
What are the eligibility criteria for a personal loan in Etawah?
For Etawah residents seeking a Shriram Finance personal loan, eligibility requires Indian citizenship and age between 21* to 60* years at loan completion. You'll need to submit identity verification, residence proof, quarterly income documentation, and half-yearly bank statements.
What is the interest rate on a personal loan in Etawah?
Personal loan interest rates at Shriram Finance's Etawah branch begin from 11%* p.a.âŻ, with individual rates customised according to the borrower's credit rating, earnings, and repayment capability.
Are personal loan in Etawah unsecured?
Personal loans extended by Shriram Finance in Etawah do not demand any asset backing. Still, maintaining an acceptable credit score remains essential for loan sanctioning.
Can I prepay or foreclose my personal loan in Etawah?
Shriram Finance offers flexibility to settle your Etawah personal loan ahead of schedule. Note that early settlement may attract charges as detailed in the loan agreement.
Can I apply for a personal loan online in Etawah?
Yes - Etawah residents can access Shriram Finance's digital platform to submit loan applications. Their online system facilitates a smooth application process from any location.
How can I check the status of my personal loan application in Etawah?
Monitor your application progress via Shriram Finance's website using your unique reference code. Additionally, their support team stands ready to provide application updates.
What is the minimum income required for a personal loan in Etawah?
The required income threshold varies depending on loan size and personal eligibility facto Shriram Finance assesses each applicant's ability to manage repayments comfortably.
Are there any hidden charges for personal loan in Etawah?
Shriram Finance maintains complete transparency in their Etawah operations. All charges and fees associated with personal loans are clearly communicated during the application journey.
Disclaimer
The information provided in this guide is for educational purposes only and should not be considered financial advice. Always consult with a financial advisor before making investment decisions related to fixed deposits or any other financial products.