Can I use credit/debit cards for BBPS payments?
- Posted: 10th July, 2025
- Updated: 16th July, 2025
*T&C Apply
Yes, you can use credit cards and debit cards to make bill payments through Bharat Bill Payment System (BBPS). BBPS is an integrated bill payment ecosystem in India that allows you to pay your utility, telecom, education fees and other bills from a single platform.
Payment Modes Supported
| Credit Cards | Most major credit cards such as Visa, Mastercard, RuPay, and American Express are supported on BBPS for bill payments. |
| Debit Cards | Debit cards issued by all major banks can be used to pay bills on BBPS. |
Advantages of Paying Through Cards
- Convenience - Make payments 24x7 without visiting billers' offices
- Reward Points - Get additional reward points on your credit card expenses
- Single Platform - Avoid paying bills individually on different portals
Things to Note
- Convenience fees between 1% and 2% are typically charged on card payments
- Some billers set a limit on how much you can pay using a card
- Payments via cards may typically take up to 2-3 days to reflect with the biller
Credit and debit cards offer a convenient way to pay your utility, education, municipal and other bills easily through BBPS. However, small convenience fees may apply. Check with your financial institution or BBPS payment service provider for exact charges.
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