How do I initiate a bill payment using BBPS?

BBPS or Bharat Bill Payment System is a centralised bill payment service introduced by the National Payments Corporation of India (NPCI). It allows you to pay your utility bills and other recurring payments from a single platform.

To initiate a bill payment on BBPS, follow these steps:

1. Register with your bank/payment app that supports BBPS by providing basic details and verifying via OTP.
2. Log in to the bank’s website or app and navigate to the BBPS or bill payment section.
3. Select the biller category and biller (e.g., electricity, mobile).
4. Enter your customer/account ID to fetch the bill details.
5. Verify the bill amount and proceed to payment.
6. Choose your preferred payment mode (net banking, UPI, cards, wallets).
7. Complete the payment via the payment gateway.
8. Receive instant confirmation and digital receipt via SMS/email and in transaction history.

Key Notes:

• A convenience fee may apply for some billers
• Payments via BBPS usually get credited instantly
• The transaction limit per biller is typically ₹5,000 to ₹10,000

By centralising bill payments across sectors, BBPS makes monthly bill payments efficient. Instead of visiting multiple biller websites, you can pay all bills from one platform.