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- Posted:26th August, 2025
- Updated:26th August, 2025
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https://www.shriramfinance.in/financial-faq
81
As per RBI guidelines, financial institutions cannot charge prepayment penalties on floating-rate home loans, including construction loans.
Read More - Posted:26th August, 2025
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https://www.shriramfinance.in/financial-faq - 67
The maximum tenure for a home construction loan in India can be up to 30 years.
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https://www.shriramfinance.in/financial-faq - 93
The Mudra Loan EMI Calculator is designed to allow you to change the EMI amount as often as needed.
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https://www.shriramfinance.in/financial-faq - 76
The down payment is one of the most important components that determines the eligibility and repayment feasibility for a home construction loan.
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https://www.shriramfinance.in/financial-faq - 78
Home loan interest can be calculated in three ways - on a monthly reducing balance, yearly reducing balance or daily reducing balance.
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https://www.shriramfinance.in/financial-faq - 111
No, under the Pradhan Mantri Mudra Yojana (PMMY), the maximum loan amount available is ₹10 lakhs.
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https://www.shriramfinance.in/financial-faq - 68
The interest rate applicable to home construction loans in India can vary from one lending institution to another.
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