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- Posted:22nd December, 2025
- Updated:22nd December, 2025
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No, having a credit score of 850 does not guarantee loan approval.
Read More - Posted:22nd December, 2025
- Updated:22nd December, 2025
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https://www.shriramfinance.in/financial-faq - 325
Taking a loan when you have no credit score can impact your credit history positively.
Read More - Posted:22nd December, 2025
- Updated:22nd December, 2025
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https://www.shriramfinance.in/financial-faq - 1563
If you do not have a credit score, the amount you can borrow instantly in India is usually limited.
Read More - Posted:22nd December, 2025
- Updated:22nd December, 2025
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https://www.shriramfinance.in/financial-faq - 318
Repayment terms for loans taken without a credit score in India are usually stricter than those offered to borrowers with established credit histories.
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- Updated:22nd December, 2025
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https://www.shriramfinance.in/financial-faq - 320
If you have a good credit score, then you are likely to benefit from lower EMIs on your car loan or personal loan.
Read More - Posted:22nd December, 2025
- Updated:22nd December, 2025
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https://www.shriramfinance.in/financial-faq - 326
If you don’t have a credit score, getting approved for loans or credit cards in India can be more challenging.
Read More - Posted:21st November, 2025
- Updated:24th November, 2025
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https://www.shriramfinance.in/financial-faq - 1323
Personal scores show how you manage credit, while business scores show how your company manages credit.
Read More Popular FAQs
- Can I invest ₹50 lakhs in an FD?
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- Is there any minimum tenure for booking a reinvestment fixed deposit?
- Is the nomination facility available for five-year fixed deposits?
- Is my fixed deposit of ₹1 Lakh insured?
- Is it possible to get interest payouts from an FD every month?
- Can I break FD in the lock-in period?
- Can I add/update a nominee in FD?
- Is a 5-year FD a good investment?
- What is the minimum tenure for which one can open an FD account?
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