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- Posted:22nd December, 2025
- Updated:22nd December, 2025
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247
No, having a credit score of 850 does not guarantee loan approval.
Read More - Posted:22nd December, 2025
- Updated:22nd December, 2025
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https://www.shriramfinance.in/financial-faq - 229
Taking a loan when you have no credit score can impact your credit history positively.
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- Updated:22nd December, 2025
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https://www.shriramfinance.in/financial-faq - 565
If you do not have a credit score, the amount you can borrow instantly in India is usually limited.
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- Updated:22nd December, 2025
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https://www.shriramfinance.in/financial-faq - 225
Repayment terms for loans taken without a credit score in India are usually stricter than those offered to borrowers with established credit histories.
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- Updated:22nd December, 2025
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https://www.shriramfinance.in/financial-faq - 223
If you have a good credit score, then you are likely to benefit from lower EMIs on your car loan or personal loan.
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- Updated:22nd December, 2025
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https://www.shriramfinance.in/financial-faq - 228
If you don’t have a credit score, getting approved for loans or credit cards in India can be more challenging.
Read More - Posted:21st November, 2025
- Updated:24th November, 2025
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https://www.shriramfinance.in/financial-faq - 1247
Personal scores show how you manage credit, while business scores show how your company manages credit.
Read More Popular FAQs
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