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Some capital-intensive industries like oil and gas, mining, semiconductors, and telecom tend to have higher EBITDA margins given their high barriers to entry. Utilities also benefit from geographical monopolies leading to stable margins.
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The EMI or Equated Monthly Instalment for a loan against property is calculated based on the loan amount, interest rate, and tenure of the loan using the formula.
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There are several strategies companies can use to improve their EBITDA (Earnings Before Interest, Taxes, Depreciation and Amortization) margin
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EMI to salary ratio refers to the percentage of your monthly EMI outgo relative to your monthly gross salary.
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10X EBITDA refers to a company's earnings before interest, taxes, depreciation, and amortization (EBITDA) multiplied by 10. It is a valuation metric investors and analysts use the calculator to evaluate and compare companies, especially for acquisition purposes.
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Unlike fixed rate loans, floating rate loans have interest rates linked to an external benchmark such as the repo rate.
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Whether it is a home loan, personal loan, car loan or any other credit facility, the principle is the same - paying an extra EMI every year helps shorten the loan tenure and reduces your interest outgo.
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