Credit Score FAQs

Demystify your credit score with our detailed FAQs. Learn how to manage and improve your credit score with straightforward, expert advice.

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Will no-cost EMIs affect my credit score?

Posted:7th January, 2025
Updated:7th January, 2025

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Yes, no-cost EMIs can affect your credit score if there are delays in EMIs or if you default altogether.

Posted:7th January, 2025
Updated:7th January, 2025

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Equifax Credit Score and CIBIL™ Score are two of the most widely recognised credit scoring systems in India, both playing a crucial role in assessing an individual's creditworthiness.

Posted:7th January, 2025
Updated:7th January, 2025

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Using the credit score simulator is a strategic process that empowers you to gain insights into how your financial decisions can impact your credit score.

Posted:7th January, 2025
Updated:7th January, 2025

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The Indian credit market is experiencing significant growth, with more individuals seeking credit and loans for various purposes.

Posted:7th January, 2025
Updated:7th January, 2025

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https://www.shriramfinance.in/financial-faqs-credit-score
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Getting a personal loan with a low credit score can be hard, but not impossible, especially in India, where financial institutions like Shriram Finance offer financial solutions for people facing such situations.

Posted:7th January, 2025
Updated:7th January, 2025

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Equifax, one of the major credit bureaus, assesses credit scores based on various factors, including payment history, credit utilisation, length of credit history, types of credit accounts and recent inquiries.

Posted:7th January, 2025
Updated:7th January, 2025

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https://www.shriramfinance.in/financial-faqs-credit-score
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The credit defaulter loan against property is a flexible financial solution that can provide you with money, even if your credit history is not perfect.