Loans FAQs
Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.
- Posted:3rd September, 2025
- Updated:3rd September, 2025
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83
A working capital demand loan is a flexible credit facility that lets businesses to access funds as needed without a fixed repayment schedule.
Read More - Posted:3rd September, 2025
- Updated:3rd September, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 87
Base rate and Marginal Cost of Funds based Lending Rate (MCLR) are benchmarks used by banks to set lending rates.
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- Updated:3rd September, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 80
A working capital loan offers short term financing to meet daily operational expenses of a business as well as it's cash flow requirements.
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https://www.shriramfinance.in/financial-faqs-loans - 81
Taking out a loan to buy inventory can make a lot of sense for businesses, especially when sales are picking up or you expect a rush in demand.
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https://www.shriramfinance.in/financial-faqs-loans - 82
Loan disbursement refers to the actual release and transfer of approved loan funds from the lender to the borrower's designated account.
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- Updated:3rd September, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 85
A seasonal business loan is a specialised financing solution designed for businesses that experience predictable revenue fluctuations throughout the year.
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- Updated:3rd September, 2025
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https://www.shriramfinance.in/financial-faqs-loans - 84
Working capital for a seasonal business represents the actual difference between current assets and current liabilities but with unique characteristics due to fluctuating business cycles.
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