Loans FAQs
Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.
- Posted:26th February, 2025
- Updated:26th February, 2025
ShareShare
https://www.shriramfinance.in/financial-faqs-loans
12545
The typical loan-to-value (LTV) ratio for a loan against property (LAP) ranges from 40-75% of your property's market value.
Read More - Posted:26th February, 2025
- Updated:26th February, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 14125
Yes, in some cases, getting a loan against property (LAP) is possible even if you have a low CIBIL score.
Read More - Posted:26th February, 2025
- Updated:26th February, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 1019
A loan against property (LAP) allows you to avail of a loan by placing your property as collateral.
Read More - Posted:26th February, 2025
- Updated:26th February, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 957
After all documentation formalities are completed, the home loan sanctioning process typically takes 7 to 30 days to approve.
Read More - Posted:25th February, 2025
- Updated:25th February, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 570
The key difference between a fixed-rate home loan and a floating-rate home loan is how the interest rate is determined over the loan tenure.
Read More - Posted:25th February, 2025
- Updated:25th February, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 1852
As per RBI guidelines, financial institutions cannot provide 100% financing on home loans.
Read More - Posted:25th February, 2025
- Updated:25th February, 2025
- Share
Share
https://www.shriramfinance.in/financial-faqs-loans - 613
The maximum home loan amount that banks, NBFCs, and other financial institutions can offer depends on several factors.
Read More Popular FAQs
- Can I use collateral other than the car itself?
- Can I use business income proof for a personal car loan?
- Can I take a loan for a car under company ownership?
- Can I negotiate the used car loan interest rate before final approval?
- Can I get a used car loan for vintage or classic cars?
- Can I get a loan for a car that’s already under hypothecation?
- Can I get a loan for a car older than 10 years?
Check your Free Credit Score
Most Viewed FAQs
- How do I check my loan balance?
- Are rewards taxable income?
- Can I use my rewards for travel and accommodation bookings?
- Can I transfer my rewards to someone else?
- Can I redeem rewards for cash or only for specific items?
- How do I sign up for a rewards program?
- Are there any restrictions on using earned rewards?
- Do rewards programs have expiration dates for earned rewards?
- Can I invest ₹50 lakhs in an FD?
You may be interested in
- Home
- Financial FAQs
- Loans FAQs
