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Loans FAQs

Explore various loan options with our detailed FAQs. Access clear, concise information to choose the most suitable financing solutions for your needs.

Securing a gold loan in India is possible even with a bad credit score, as these loans are backed by collateral.
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Yes, it is possible to obtain a gold loan even if you have a poor credit score.
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Specific requirements may vary depending on the financial institution and the loan amount.
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A gold loan may be rejected if the pledged gold does not meet the minimum purity standards, typically 18k or higher.
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Yes, most lenders offer top-up loans on an existing gold loan.
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The prepayment penalty for gold loans in India can vary depending on the financial institution.
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If a gold loan remains unpaid, financial institutions typically remind you through calls, SMS, emails and notifications.
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